buying OnePRS Kenanga Growth fund now is a bad move eh?

Yup, first time

👌 let me check the link and try it out

Depends on performance of the fund lo. I don't want to just get back my capital. The money I put in must match EPF returns as the bare minimum.

I think there is no officially stated capital protected prs funds in the offering yet.
Depends on
what you bought,
when you bought it,
how long you hold on to it,
Did any periodic top up?
Any Sales charges being paid?
When you want to sell? (Sell during mkts tank is bad)
These things if done badly may cause you to loss some of your capital when you want to withdraw.

I think Conservative Prs funds will most likely see less performance volatility and shorter periods of up/down, ......thus you may perhaps see better chances of getting at least your capital back.

If your aim is just to get back capital, might as well don't invest.

Your money locked for so many years, you should expect some return besides the income tax relief.