I'm still new and not so smart. Can anyone recommend me which provider should i go? since i'm not really understand much about PRS, but i do interested in getting 1k fund from gov.

hi guys, want to ask, I plan to join PRS thru public mutual, every month must transfer money to PRS or can skip this month put RM100, next month RM50 or 0?

https://www.fundsupermart.com.my/main/prs/g...tePRSTable.svdo

just want to ask, i see some you mention here that the service charge is free for buying through FSM so meaning this is under the "FSM discounted saless charge" which is 0. However for management fee there will be percentage ringing from 1.5-2.25%? So is this the yearly management fees of the fund charge?

Thanks for the clear explanation, do you know how much is the typical sales charges if it is bought through agents?

is this scheme principal guaranteed?

Hi All sifu, I went through some of the past but not all

So, in general , the best things about PRS is tax relief, right?

Q1. What is the general return % of PRS?
see this...
https://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm
just a note...cannot compare the results only..have to take notes of what and where the fund invested....are your risk appetite suitable for those funds?

Q2. Is there difference to all the PRS agent? Any better or worse one?
some agent charges 3% ..some charges 0%
good or bad have to depend on what you seek and your luck in getting one.
for some were good before meeting you and just happens to be in a bad mood
can DIY online if you want....

Q3. I saw we need to pay 3% on first buy and RM8+ on each year, confirm?
some PRS funds charges 0% ...about the charges..read the below googled links

Q4. Is it advisable to invest in PRS?  What is the real advantage? (I guess tax relief play important role here?)
apart from the tax relief...there are youth incentives and it hope to cultivates a habit /lifestyle changes .....monthly deduction habits hope to cultivates the habit of pay yourselves first.....after awhile.....one would morph into having less RM250 per month.....

Q5. How long will the tax relief last? Any limit on the year? I get tax relief every year as long as I invest?
http://www.hasil.org.my/bt_goindex.php?bt_...sequ=1&bt_lgv=2

Q6. Tax relief RM3000 per year, right?
http://www.hasil.org.my/bt_goindex.php?bt_...sequ=1&bt_lgv=2

Q7. I saw sth about switching fund? there is alot of different PRD fund even within same company?
see the googled link below

if i've just get approved by fsm, can i buy PRS straight without PPA account?

may i know when will i get the rm1000 youth incentive? i have invested rm1000 since march..

may i know when will i get the rm1000 youth incentive? i have invested rm1000 since march..

......
1. How do I purchase the units from CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C? From CIMB-Principal Asset Management Berhad or FundSuperMart?
to buy from CIMB....
click How to Start.
http://www.cimb-principal.com.my/prs/FAQ-@...rdian3Tier.aspx

to buy from FSM MY
click How to Invest in PRS?
https://www.fundsupermart.com.my/main/faq/1...eme-PRS--8865#9

2. Will I assigned a Unit Trust Consultant from CIMB-Principal, after I purchased the units from CIMB PRS? Well, I should not need the service of a Unit Trust Consultant, through.
if you read how to start...
http://www.cimb-principal.com.my/prs/FAQ-@...rdian3Tier.aspx
i think you will get it.

3. What is the difference between Class C and Class A?
Class A and Class C sound the same to me. 
see the attached image...
which compiled and are taken from....
https://www.fundsupermart.com.my/main/admin...ceMYCPPRS5C.pdf

.........
For sure, Class C is cheaper, and we want to purchase CIMB PRS Class C. How should we do to ensure that we purchase CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C?

I do not want to be accidentally given CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class A.

Hi, I have some questions here. I'm currently studying(RM0 income) , will be grad in another three years. I'm interested with this PRS, shall I start putting my RM1k in?
1) Is it a one off investment? Mean I No need to top up at all until age of 55.
2) If no, when should I top up? Is it monthly, yearly?
3) What is the best PRS scheme so far? CIMB???
4) What is Sub a account and Sub b account? (I thought I only one PRS Account??)
Thank you

Hi, I just recently heard about PRS.

Few quick questions,

1) If I working with government and already have EPF, can I still apply for PRS and get more tax relief?

2) Let say I am planning to migrate after a few years, am I able to withdraw the PRS fund?

Here is a simple stat about the retirement funds.
Hope it helps!
https://www.reportlinker.com/data/series/tGxXvtbaxC0

I have decided invest PRS with CIMB funds.. I saw that they have "do it for me"or "do-it-myself"options.. Which one that you guys choose? If "do-it-myself"option, how do you allocate your contributions? Any suggestions to help me decide?

Thank you

I have decided invest PRS with CIMB funds.. I saw that they have "do it for me"or "do-it-myself"options.. Which one that you guys choose? If "do-it-myself"option, how do you allocate your contributions? Any suggestions to help me decide?

Thank you

I placed my order and paid for my CIMB PRS fund on 30/10. On the same day, I went to the FSM office to submit the first time PPA and PRS registration to them.

Then on today, my purchase has been confirmed, but why does the NAV I get is based on 31st, and not on 30th which is the day I paid for my order?

I got less RM13 due to the NAV difference(I know this is little considering how much I have wasted over the months, but I just want to verify which NAV I am entitled to.)

Do you get charged the same free if you top up via the PPA site?

Can I withdraw money from my EPF account to invest in PRS? Since the EPF contribution is likely to be more than RM6k for tax relief, I’m wondering if I can do so to claim for addition 3k for PRS tax relief.

Quick question,

I have a Public Mutual PRS Growth Fund, and I make contributions through https://www.prsmember.my due to convenience.

Whenever I deposit RM250, only RM234.08 is credited into my PRS account.
Is it normal for the transaction fees to this much? Calculated, that's like 6.36% in fees.