Maybe look into FSM? Plenti of PRS funds there for your to shop...

I was looking halfway but cimb seems okay. At least looks better than my hwang.

This year CIMB is better than Hwang.. But you never know how will they fair in future...

Continue with AffinHW/ PBM - u need to pay additional RM8 per provider (RM16 if u do both)

Find a new provider - no need to pay additional RM8 (no RM10 acc opening fee as well)

ur choice ~~~

I personally use FSM la~~ quite a lot of provider to choose from....

PRS is a marathon instead of 100m
During the journey, the runner have enjoyed the annual tax relief up to RM3k pa for 10 yrs to stay hydrated
Thus, b patience n have faith with whichever PRS provider u have chosen

Sorry newbie here what does "FSM" mean?

FundSuperMart

This post has been edited by lytros: Dec 15 2015, 02:59 PM

PPA Fees(not including fund house management fees):
http://www.ppa.my/ppa/member-services/prs-transactions/

Can help show me a simplified graph of how all the PRS faired in 2015? Simple graph ada ka? I know PM is worse performing?

It is dividend tax voucher, not "kena tax".

You just need to keep the voucher as a document to show that the dividend you received already been taxed.

Sales Charge by the bank still applicable?

Hey guys, anyone here took advantage of the PRS youth scheme? It's the one where you get RM500 from govt if you invest RM1000.

I'm wondering why my RM1000 increased but RM500 decreased.

Pic here:

do you mean if i buy from other party, the bank would charge + the other party would also charge me?
check at the link provided earlier to see if that can clears you up.

stated "Market value"...the NAV dropped

when the time you bought, the price was lower than the price now.
while when govt give the incentive and purchase the PRS, the price was higher than the price now.

http://www.fundsupermart.com.my/main/fundi...denOutputList=1

data are available here....
http://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm

btw,...statement "I know PM is worse performing?"....looks like not correct lor...

This post has been edited by T231H: Dec 16 2015, 01:11 PM

Wow thanks.

AmPRS Growth fund not bad eh!

Would like to ask a noob question here,
let say if i m still <30 year old, and if i invest PRS via FSM, can I entitle the rm500 from gov?

Q: WHO IS ELIGIBLE FOR THE PRS YOUTH INCENTIVE RM500?

A: • For Malaysians only.
• Aged 20 and above but have yet to reach the age of 31.
• Accumulate a minimum gross investment amount of RM1,000 in a single PRS fund of a single PRS provider within a calendar year, between 2014 till 2018.
• Contributions from employers are excluded from this incentive program.
Scenario
Mr. A will be turning 31 on 27 December 2014. He has invested RM1,000 gross amount in PRS X on 27 November 2014. Mr. A will be entitled to the RM500 incentive from the Government as he made the contribution when he was 30 years old and within the period of 2014 to 2018.*

*Kindly make your contributions at least 1 month before your 31st birthday to allow your application to be processed in time for you to be eligible for the RM500 incentive.

http://www.fundsupermart.com.my/main/faq/1...me-PRS--8865#27