so many t & c, need to apply cc with balance transfer or quick cash min 4000 @8.99%pa for 3 years then only can get the credit

Ambank is very slow in processing application. RHB couriered to me within 5 days for not on-the-spot application. This Ambank, more than 1 week and still processing. how to compete with other banks?

i submitted mine through kremlin's friend on 16/6 till now still pending, so be patient please.

this kind of lauya, slow motion bank with such efficiency definitely cannot compete with other banks

Let me share how 'world class' Ambank is.

I opened a True Account online then went to bank to collect Debit Card, their CS at branch did not know what product is it. Took 45 minutes to give me the card. The next day i went to Cash Deposit Machine to deposit cash into the account, the transaction was failed, go into branch ask officers, they said dont know, called KL, no answer given, wait for call back. Then no call received. Next day, i called the hotline, the CS told me that the card was not activated therefore cannot do transaction. I went there 2 times and those clowns in the branch were so blur and did not even noticed it. Thumbs up!

Few days later i received their credit cards (1 principal and 1 supplementary card), i called and activated them thought can start using it. I used it for online purchase at 2 websites using both cards - FAILED. Called hotline to ask, reason given was 'TAC System not stable' can only be used next day, wait until their officer calls. Means that they ask me don't use their card. 1 more thing i have not mentioned is the name embossed on the sup card was incorrect, their staff must be dreaming while working.

I have called them numerous times to complain on their services, until today Debit and Credit Cards also cannot use, i really don't know why this kind of 'WORLD CLASS' bank can still survive.

they really suck, i called and complained them numerous times and even shot them on facebook

fulfilled the 1600 spending requirement on early sep, received the 650 cash back few days ago. good cash back i must say but Ambank's service quality is really below par, card member's name also can embossed wrongly somemore never noticed.

anyway, i believe most of us here applied for it for the cash back only. hahaha