Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011
|
|
 Mar 21 2016, 10:18 AM
Return to original view | Post
#541
|
 
Staff
72,820 posts Joined: Sep 2005 From: KUL  
|
QUOTE(alandhw @ Mar 21 2016, 07:58 AM) Need to become "Revolver" (keep balance RM 5) to enjoy maximum 5% cash back? Yes, one cannot clear all the outstanding balance to enjoy 5%, that means you will need to shortpay. Why the risk to make your credit report ugly? |
|
|
|
|
|
Mar 21 2016, 12:11 PM
Return to original view | Post
#542
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(maskedchan @ Mar 21 2016, 10:56 AM) paying minimum monthly does not make your credit report ugly, right? Oh yea, that's right but bank will impose you on penalty charges. only miss payment or do not pay at all..  |
|
|
Mar 21 2016, 01:28 PM
Return to original view | Post
#543
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(maskedchan @ Mar 21 2016, 01:12 PM) well, then you have to calculate whether the cashback can cover the penalty charges.. I'm not sure about others but I really don't want this kind of rebate... if yes, definitely worth it   |
|
|
Mar 22 2016, 09:41 AM
Return to original view | Post
#544
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(theanswerL2 @ Mar 22 2016, 09:36 AM) thanks ms fruitie you kind information help us to save more money you are superb , your knowledge is better than am bank customer service   I did nothing, just basically copied and pasted the ad here. |
|
|
Mar 23 2016, 09:48 PM
Return to original view | Post
#545
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
I think you guys just need to understand, everyone is assessed differently. I have 13 cards now (I think?) with total CL probably 4 times of my annual salary, yet still approved by banks.
My recent rejections were ICBC and PBB but oh well, since I'm not so keen in them. I moved on. If I'm really keen I will apply again in the future. Credit cards applications are ought for rejections, they won't be that smooth all the time. |
|
|
Mar 25 2016, 10:15 AM
Return to original view | Post
#546
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(zairejerry88 @ Mar 25 2016, 10:12 AM) Ow sis, sorry got hidden terms ke? Will read later. Btw my card have not reach me yet.2 weeks already..very sloww snail pos msia Yeah, just read it.  I opted for branch collection, second day can be collected after my approval SMS. You better check with bank when was it delivered, it could be lost in transition and they need to resend it again to you. |
|
|
|
|
|
Mar 25 2016, 07:38 PM
Return to original view | Post
#547
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(HarpArtist @ Mar 25 2016, 07:27 PM) i hear the way is to flash another bank card at them and say, this bank alr gave me his card,aren't you guys going to at least come close? Doesn't work anymore, you cannot use other banks' card to apply, I think since 2010. It's a rule from BNM. |
|
|
Mar 25 2016, 08:03 PM
Return to original view | Post
#548
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(minthiam @ Mar 25 2016, 07:42 PM) ICBC UnionPay card seems interesting. Just curious, which card did you applied? ICBC UnionPay Gold, something like that. It's OK la, I have the UnionPay debit card.  |
|
|
Mar 26 2016, 11:46 AM
Return to original view | Post
#549
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(minthiam @ Mar 26 2016, 10:15 AM) Sorry, I know here is probably not the best place to ask but I can't locate any UnionPay thread. Yes, you need ICBC savings account. My savings account with them is dual currency.ICBC UnionPay credit card has dual currency feature, all transactions done in China will be billed in RMB and the rest of the world in RM. Any idea how to pay back the RMB? I tried to read the FAQ on their website and it seems that I might need to open a new saving account with ICBC? |
|
|
Mar 26 2016, 08:27 PM
Return to original view | Post
#550
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(zaoldyeck @ Mar 26 2016, 08:03 PM) Went to ikea, at counter want to swipe for 1300, ask for security number. wtf is security number i didnt receive any shit queue too long too late to call bank so swipe with other card Why need security no.? I have never been asked for this when I physically swipe my card. fak wasted 388 cb. now have to spend another 1300 note: relook at my envelope nothing 3 pin security number, call ambank said will send the pin within 2 weeks |
|
|
Mar 26 2016, 09:33 PM
Return to original view | Post
#551
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(zaoldyeck @ Mar 26 2016, 09:24 PM) CS said that 3 pin is new features that will replace current signature receipt. Full implement 2017, but not many current terminal have 3 pin. CS said at that time i can opt to signature but the cashier clueless d PIN is 6 -digits, yes it will be implemented next year and not now.I'm so speechless with the cashier. |
|
|
Mar 26 2016, 09:52 PM
Return to original view | Post
#552
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(hurtedheart @ Mar 26 2016, 09:44 PM) Mine got, the wording is above the master card logo. Yours visa? Visa also has the Platinum wording. |
|
|
Mar 26 2016, 10:21 PM
Return to original view | Post
#553
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(kawteem @ Mar 26 2016, 10:10 PM) Nope, as mentioned, mine is Mastercard. This is weird, really. Should I foresee any issues? PPL entry maybe? If you refer to its website, it has the Plat wording. |
|
|
|
|
|
Mar 26 2016, 10:39 PM
Return to original view | Post
#554
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(kawteem @ Mar 26 2016, 10:25 PM) Yeah I know. By right it should be there. Can I call to complain you think? You can call to clarify. |
|
|
Mar 31 2016, 02:44 PM
Return to original view | Post
#555
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(zaoldyeck @ Mar 31 2016, 02:39 PM) Edit: there is no cc registered in my amonline. is it will only appear after the first statement? altho i already swiped much No, but you can link it easily from AmOnline.Look out from your left sidebar, I remember there is an option to link your card. |
|
|
Mar 31 2016, 02:57 PM
Return to original view | Post
#556
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(zaoldyeck @ Mar 31 2016, 02:54 PM) Wow thanks! Really need manually link lol. Thats why i thought very weird got cc section but why it never self registered I linked mine manually too. Thanks nuna  Then, my car loan also appeared. After I have savings account with them, I also manually linked myself.  |
|
|
Apr 7 2016, 01:07 AM
Return to original view | Post
#557
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(~~5ive~~ @ Apr 7 2016, 12:57 AM) What is the suggested card for Ambank? If salary requirement permits then WMC. If not Plat. Else True credit card also can.Too many choices :faint: |
|
|
Apr 11 2016, 07:43 AM
Return to original view | Post
#558
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(fruitie @ Oct 2 2015, 07:24 PM) Well, you can still apply a supp card now and spend RM 688 for RM 128 cash rebate. After spending RM 688 and get cash rebate, then apply second one and continue... For your parents, siblings, partner.  QUOTE(CalvinCLK @ Apr 11 2016, 06:00 AM) Anyone has the TnC for Supplementary Card Spend RM688 Get RM188 Campaign? No longer published on their website as it has ended on 31 March. Wanna take a look at it. Thanks. Here you go. |
|
|
Apr 17 2016, 01:20 AM
Return to original view | Post
#559
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(keeystar @ Apr 15 2016, 11:50 PM) can convert platinum to world master? or need to reapply? You can write them an email and I believe you will need to provide them with latest income slips.platinum changed to 2 ppl per year really no good.. i prefer current one... |
|
|
Apr 22 2016, 08:02 PM
Return to original view | Post
#560
|
|
Staff
72,820 posts Joined: Sep 2005 From: KUL
|
QUOTE(gmix @ Apr 22 2016, 11:54 AM) I'm contact already but unfortunately My request for credit card been reject without a proper reason. How about before increment, what was the figure? When was this increment took place?My salary just increment to RM 2,100. However still been reject  . |
|
Topic ClosedOptions
|
| Change to: |  0.0504sec
 0.61
 7 queries
 GZIP Disabled
Time is now: 10th December 2025 - 07:55 AM |
Quote