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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011

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laymank
post Apr 12 2016, 05:40 PM

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QUOTE(Petre @ Apr 12 2016, 04:37 PM)
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hello guys
need a bit of help here, check if my calculations is correct

lets say i do a 25k BT to get a iphone 6s

25k+(25*8.99%*3)=25k+6675

interest = 6675

gain = 6675 - iphone6s
am i correct?

thanks

notworthy.gif
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The way I see this, it's a lose - lose solution. what gain?

You want free iphone, i suggest you go sign up 24 months contract with any Telco, i.e. Maxis to get free phone better.
laymank
post Apr 14 2016, 12:21 PM

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QUOTE(iamWill @ Apr 14 2016, 11:53 AM)
RM0.00 Effective 1/5/16, Plaza Premium Lounge access for World & Infinite Card will be unlimited without condition. The current 3x overseas spend requirement no longer applies. Click http://bit.ly/1VhpXt1 for full info or log on to ambank.com.my
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WONDERFUL!
laymank
post Apr 26 2016, 09:57 AM

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QUOTE(huaweie5830 @ Apr 26 2016, 09:52 AM)
hi gus, ask something....

is the ambank credit card can use as atm card function too ?

not sure bout ambank, but my ocbc bank credit card in singapore, can use as atm card to withdraw money too, hence less one card to bring in my wallet
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I am not aware of any credit card in malaysia that can be used as debit card as 2 in 1 card.
laymank
post Apr 26 2016, 12:19 PM

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QUOTE(the99percent1 @ Apr 26 2016, 12:10 PM)
Question about the use of plaza premium lounge.  Just swipe the card at entry?
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Swipe - Signed - Free Entry (3 hours)
laymank
post Apr 27 2016, 04:19 PM

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QUOTE(mitodna @ Apr 27 2016, 12:29 PM)
/off topic it credit card application get declined, is it bad? Will it hinder future application for other bank credit card? Thanks
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no
laymank
post May 13 2016, 03:27 PM

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QUOTE(kawteem @ May 13 2016, 03:22 PM)
Woahh.That long? When is the spending period ya? Couldn't recall already. My campaign is one that stated the application needs to reach them before end March if I'm not mistaken.
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If my memory serves me right, the application needs to be approved by end of March.
then add 2 months of spending, that would be end of May.

and payout probably is 6 weeks (or more) after end of May.
laymank
post Jun 14 2016, 12:29 PM

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QUOTE(maskedchan @ Jun 14 2016, 12:02 PM)
solution 1.

there will be always outstanding on the card since i continuous using the card.

solution 2.

open ambank saving account, i still need to bank in the money to the account right? still need to GIRO to the saving account
both solution still doesn't solve the issue.
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Change your savings account to HLB, instant transfer free.
laymank
post Jun 14 2016, 01:40 PM

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QUOTE(rmvalues @ Jun 14 2016, 01:24 PM)
i believe when hlb quota finish
the fees will show before you proceed the confirmation.

citibank giro free, instant charge!
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I'm using Citi@Work for my payroll. It comes with unlimited free GIRO and Instant Transfer free till end of the year.
laymank
post Jun 15 2016, 08:52 AM

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QUOTE(iamWill @ Jun 14 2016, 10:58 PM)
I think you are really risking and asking for trouble to use 2 cards from the same bank to enter at the same time.
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Not really. That's your cards' entitlements. You have the right to exercise it.
laymank
post Jun 21 2016, 12:27 PM

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QUOTE(Human Nature @ Jun 21 2016, 12:21 PM)
amex in drawer..cold storage dy  laugh.gif
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MACH gives 2% at Uniqlo.
laymank
post Jun 26 2016, 10:53 PM

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QUOTE(Human Nature @ Jun 26 2016, 09:29 PM)
The time slot aside, i am quite surprise how easy it is compared to a similar campaign (if not mistaken PBB).

I just checked, out of 4 eligible swipes (above RM80), 3 kena  biggrin.gif
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so high chance! shocking.gif
laymank
post Jun 27 2016, 11:28 AM

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AmBank signup and spend promo RM388.00 is paid out already!



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laymank
post Jun 27 2016, 11:44 AM

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QUOTE(maskedchan @ Jun 27 2016, 11:37 AM)
spend on which month?
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this was a promo for new applicants who signed up before end of March and spend RM1300 min.
laymank
post Jun 27 2016, 12:09 PM

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QUOTE(fruitie @ Jun 27 2016, 12:08 PM)
He was asking you when did you spend...
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and I responded " before end of March"
laymank
post Jun 27 2016, 12:27 PM

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QUOTE(fruitie @ Jun 27 2016, 12:10 PM)
Well, because those guys who posted few days ago also posted the exact date they spent the amount and card approval date as well. smile.gif
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Mine was approved 16Mar.

Spent to meet criteria on 28Mar.
laymank
post Jun 28 2016, 02:05 PM

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QUOTE(leo_kiatez @ Jun 28 2016, 01:25 PM)
Congrats! Wonder how this approval code is generated? Sequentially or programmed? I use to swipe so many times.. Nvr encounter 88888 in a row before also!
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it's generated by the card issuing bank's card system whenever it authorizes a transaction.

as to how, only the bank would know.

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