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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011
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fruitie
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Aug 19 2015, 01:35 PM
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Rise and Shine
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QUOTE(kaiserreich @ Aug 19 2015, 12:19 PM) How to maximize the cashback? Cashback Promotions Principal + Supp : Spend Rm1600, get RM650 Dining + Groceries : Spend RM500 get Rm150 (principal & supp each) Supp cashback : Spend RM688 get RM128 Principal Spend RM912 (RM1600-RM688) including dining + groceries, get (RM650 & RM150) Supp Spend RM688 including dining + groceries get RM150 & RM128 Is this correct? Yeah, looks OK. The dining+groceries will finish on 14.09, so if you haven't applied your card. Gotta be quick.
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fruitie
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Aug 19 2015, 02:14 PM
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Rise and Shine
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QUOTE(zamnrul @ Aug 19 2015, 01:50 PM) my cc rejected..aish already rejected by cimb and ambank... I supposed you shall stop applying from any bank now. Give a try again in 6 months time, else you will trigger all the banks for your rejection.
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fruitie
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Aug 19 2015, 02:27 PM
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Rise and Shine
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QUOTE(cklimm @ Aug 19 2015, 02:22 PM) got such law meh?  No such law but banks will usually advise you to have 6 months cooling period. He has been rejected by few banks at the same time. Really no point keep applying and keep rejected by banks. QUOTE(kaiserreich @ Aug 19 2015, 02:22 PM) Checked via Phone banking. Card just approved today. Hopefully can make it for 14.09. Planning to buy tesco vouchers  Yeah, good for you.  I bought Tesco vouchers too.
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fruitie
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Aug 19 2015, 04:46 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 19 2015, 03:01 PM) All my 15-Aug (Sat)'s transaction was posted by 18-Aug-2015... now waiting for rebate$$$$ Still not yet posted for me.  QUOTE(wjleong15 @ Aug 19 2015, 04:28 PM) i bought giant gift card, valid for 2 years, some more leftover amount can continue to use, unlike voucher no refund. Good idea but we seldom buy things from Giant.
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fruitie
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Aug 20 2015, 09:43 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 09:39 AM) If you don't get it posted within 5 days, you may risk losing the "rebate". I know but really nothing much I can do.  Wait, so long posted within qualifying period then should be fine I guess. I believe more applicable to cases which are at the ending of qualifying period? This post has been edited by fruitie: Aug 20 2015, 09:45 AM
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fruitie
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Aug 20 2015, 10:08 AM
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Rise and Shine
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I online chatted with AmBank and asked why the posting date is so slow. Well, kinda expected they blamed it to the merchant.
Can someone verify if this is true? I used to believe it depends on merchants but few transactions experience with AmBank make me have a doubt already. Other banks seem to be quite fast.
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fruitie
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Aug 20 2015, 10:31 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 10:16 AM) Not merchant lah.... maybe the Ambank purposely "slower" to wait a few days in case there's a dispute  Which Merchant is so slow ? I tried Sam Groceria's and Tesco Extra Seremban, both also so slow.  Previously, used other cards, very fast.
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fruitie
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Aug 20 2015, 10:44 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 10:42 AM) Maybe these won't be posted at all.... it's free transaction (i.e. 100% cash back) Nope, previous experience tells me will be posted but take a bit of time.  Later will swipe for my colleagues' TnG using AmBank card. Have to wait for the slowness again. Oh God. Rechecked again. Sam Groceria's already posted but not Tesco Extra. Add on: Just called CS, he said it is based on transaction date. I'm not sure how true is that. I read the TnC for him, he still insists it is based on transaction date. This post has been edited by fruitie: Aug 20 2015, 11:08 AM
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fruitie
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Aug 20 2015, 02:19 PM
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Rise and Shine
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QUOTE(CART@@N @ Jul 30 2015, 11:14 PM) Just check ambank online and noted raya cash back for 1st month is posted..I use it on 9 jul for dining and tngo reload at jaya grocer..haha..now wait for 2nd month cash back..buy gift card and reload for 500 at aeon big..will do the same for 3rd months..then slowly use the gift card for purchase.. May I know if AmBank sends you SMS that you "won" the Raya cash back? The CS said they will inform via SMS besides appearing on statement. Is this true?
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fruitie
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Aug 20 2015, 04:47 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 20 2015, 04:28 PM) You participate for Month 1 [15 June to 14 July 2015] and receive the cashback on 30 Jul. That's pretty fast  Also the quota seem to be still available towards end of the campaign month.  Thank God their customer base is not huge.
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fruitie
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Aug 20 2015, 05:19 PM
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Rise and Shine
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QUOTE(kremlin @ Aug 20 2015, 09:45 AM) I am wondering.. I bought RM500 tesco voucher and do you think it is possible for me to use it to reload my TnG card?  You have a solution now.  Please refer below.  QUOTE(wjleong15 @ Aug 20 2015, 05:04 PM) to me is because i can use it to reload tng later. i also seldom buy things from giant
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fruitie
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Aug 20 2015, 11:55 PM
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Rise and Shine
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QUOTE(CART@@N @ Aug 20 2015, 11:45 PM) I cant recall receive any sms..login to online banking only get to know it.. OK, this adds another BS from the CS.
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fruitie
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Aug 21 2015, 02:16 PM
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Rise and Shine
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Oh God, Tesco Extra Seremban 2, don't you want money from me?  If I didn't get any cash back due to your delay, I'll ban you for life.  Until today still not posted, since last Saturday. This post has been edited by fruitie: Aug 21 2015, 02:18 PM
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fruitie
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Aug 21 2015, 03:06 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 21 2015, 03:01 PM) Ban because they didn't post = 100% cashback. what more do you want ? It will be posted eventually but it will be too late.
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fruitie
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Aug 21 2015, 04:13 PM
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Rise and Shine
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QUOTE(ronnie @ Aug 21 2015, 03:47 PM) I believe there's lots of quota since Ambank approve cards so slow. Yeah, I'm still putting in the least hope now. This post has been edited by fruitie: Aug 21 2015, 04:14 PM
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fruitie
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Aug 22 2015, 11:47 AM
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Rise and Shine
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Finally posted after a week.  POSTING DATE TRANSACTION DATE DESCRIPTION DEBIT AMOUNT 21/08/2015 15/08/2015 TESCO EXTRA SEREMBAN 2 SEREMBAN MY,,, RM500.00
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fruitie
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Aug 22 2015, 04:53 PM
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Rise and Shine
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QUOTE(kremlin @ Aug 22 2015, 04:40 PM) Hair, can't reload tng via Tesco voucher @ Tesco Puchong. Cash only  So you better reload from Giant using vouchers then.
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fruitie
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Aug 23 2015, 02:25 AM
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Rise and Shine
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QUOTE(ronnie @ Aug 23 2015, 02:22 AM) That's more than 5 days... you plan to swipe another RM500 to cover ? Nope. Worse comes to worst, I still have my supplementary card to cover. Moreover, the CS kept assuring me it's based on transaction date but oh well, I'm not going to trust all his words.
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fruitie
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Aug 23 2015, 05:40 PM
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Rise and Shine
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QUOTE(sjz @ Aug 23 2015, 03:38 PM) which outlet accept cc swipe to reload TnG?  A lot of places accept. Check out this thread: https://forum.lowyat.net/topic/3304889
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fruitie
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Aug 24 2015, 03:11 PM
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Rise and Shine
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QUOTE(CAFE21 @ Aug 24 2015, 03:07 PM) Hi guys, got any ambank card road show around PJ currently? If I apply now still got RM 650 cash back? Is this applicable to true credit card as well.. Thanks! They seldom have roadshow, walk in to branch is much easier. I think the quota is still there but as in whether True credit card is applicable or not, I'm not sure. However, in my opinion it should.
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