may i know that the quarterly rebate is for 2 sept to 2 december 2013? or start from the approved date?i always see that ur quarterly rebate transition is on 2th of every month.

The quarterly period is based of Card Anniversary Month. Refer to the AEON CC thread.

why can get 100? not 98.94=>99 only?

Name of Credit Card : MBB Amex
Cash-Back Received :  RM5.59
Cash-Back Type : Cash rebate
Transaction Date :
Posting Date : 28-Feb-2014

Name of Credit Card : OCBC Titanium
Cash-Back Received :  RM290.72
Cash-Back Type : Cash rebate
Transaction Date :
Posting Date : 11 Mar 2014

i have BT to Aeon RM33.8k since - that should give me CB RM135!
I have since stopped paying  my other credit cards, BT all to Aeon.

  it's rounding down mechanism, so some retail purchases are the culprit (especially the govt tax 6% on top of actual purchase value + rounding to nearest 5 cents)

general guideline: each transaction is on even-tenth cents, e.g. RM10.20, RM10.40, RM10.60, RM10.80, RM11.00. This way, no "loss" to mbb's 5% cb round down calculation.

if the transaction odd-tenth cents, e.g. RM10.10, RM10.30, you'll lose a little after 5% cb round down.

for me, my April amex weekend spending was RM1,000.10 (watson's bill was RM63.65, Starbucks bill was RM14.85). Both the RM0.05 extra not getting any cb 

Here's my Excel formula to properly calculate Maybank's cashback if...

1) The transaction date = weekend (dont calculate if weekdays)
2) The Debit column has value inside (payment from M2U/cashback are under Credit, Debit will be empty, so dont bother to calculate it)
3) Actual cashback formula is =ROUNDDOWN(D1*5%,2)

=IF(ISBLANK(D1),"",IF(WEEKDAY(B1,2)>5,ROUNDDOWN(D1*5%,2),""))

Replace B1 to the cell containing the transaction date
Replace D1 to the cell containing the transaction amount (debit)

 

p/s: I've officially maxed out my May's RM50 cashback due to Etiqa Motortakaful (Insurance) @ RM1.4K.    Spending diet-month again