again, give real example.
here's my point:
let's say i want 20oz apmex bar and we bulk buy 400oz
Shipping charge for 20oz: 49.95 + 5 = 54.95 or 2.75/oz (not possible as apmex minimum purchase is $1500)
Shipping charge for 50oz: 49.95 + 12.50 = 62.45 or 1.25/oz
Shipping charge for 400oz: 49.95 + 100 = 149.95 or 0.37/oz
Savings from shipping charges (20oz): 2.75 - 0.37 = $2.38/oz
Savings from shipping charges (50oz): 1.25 - 0.37 = $0.88/oz
Price for 20oz / 50oz apmex bar: 35.02/oz
Price for 400oz apmex bar: 34.02/oz
Savings from bulk purchase: 35.02 - 34.02 = $1.00/oz
Savings from CIMB TT (20oz): RM10 or RM0.50/oz
Savings from CIMB TT (50oz): RM10 or RM0.20/oz
Total savings (20oz): = ($2.38 + $1.00) * 3.15 (CIMB TT rate) + 0.5 = RM11.15/oz
Total savings (50oz): = ($0.88 + $1.00) * 3.15 (CIMB TT rate) + 0.2 = RM6.12/oz
How much do we pay the middle man? Let's say RM5/oz
Total savings (20oz): = RM6.15/oz (we need 400/20 or 20 ppl to join)
Total savings (50oz): = RM1.12/oz (we need 8 ppl to join)
Now the last question is got anyone want to be middleman or not?
Indirectly you will be competing with him unless you all buy to keep and have no intention of selling?
In fact, very interesting, but we need good party among everyone.