I applied the loan on 27Dec (Tues) with HSBC, their process very fast. The banker submited on the same day and already get approval on 30Dec at board rate -2.3% with 5years lock in period. The banker said my loan application should be no problem and currently she appeal for -2.4% with 3years lock in period. I know this is bank general practice, got normal board rate first then appeal to better rate, same goes to UOB and other banks. Hope I can get good news by next week.

However, for those submitted after 29Dec or 30Dec, maybe it's too late for banker to submit to HQ as the new conditions will be inforced 1st Jan, where loan application based on net income apply.

Anyway, wish everyone here good luck!

This post has been edited by yuki0003: Jan 2 2012, 01:37 AM

I already passed all my documents to The Leafz developer earlier about mid of Dec. I request to submit my application to CIMB, UOB, and PBB. CIMB banker contacted me the earliest, while UOB banker called me only on 28Dec, after I decided to look for HSBC myself.

So far, only HSBC revert to me the latest outcome. No news from CIMB yet. According to HSBC banker, is 90% margin. However, all these info is given verbally, yet to confirm until I get their LO.

This post has been edited by yuki0003: Jan 2 2012, 01:50 AM

Congrats! Me too! Are you applying from the banker that I referred to you earlier?

My banker told me they are waiting for developer to prepare S&P, what taking so long for them to ready it?