For the dual card, they not even care your annual income fulfil their requirement or not. What they want is their sales increase only.

I got 2 cases for reference including myself

Case.1 : My friend annual income didn't fulfil the requirement but they allow him to apply during Maybank treats fair then after 1 hour get the card already.

Case 2 : Me myself also didn't fulfil the requirement but I apply from branch. The person in charge ask me 1 question only and straight away settle everything within 5 minutes.

Person A : Where is your salary credited to?
Me : Maybank
Person A : That's easy, no need any pay slip, straight away can apply
Me : 0.0
Person A : Just sign here and its done

After 1 week, I get the card.

So easy !!!

The agent who served me last time told me if i'm a degree holder, basic 2k can apply d wo.

I think should be able to apply. because my basic is 2.3k, after deduct this and that only left 2k. I still can get the card within 1 week without any problem. Even didnt reach 30k per annum also no problem. This proof that he lazy to serve poor ass people like us.

Me? I just newly apply. Use the card two months only. Not sure right now if they tighten the requirement. If debts are clean should be no problem to apply.