no wor.. public bank..

i dont have mbb account also...

but i thought with degree not a problem in applying for CC?

if 1-hour approval, only mastercard, as visa take 2-3 weeks (according to 1U Maybankard Centre) during my application time

Apply second credit card is mostly based on 1st credit card right? what if i apply sup card as my first card? is it useful when apply 2nd card ?

Still in a dilemma either get a gold card or sup platinum card 

In this case recommended to reapply lar...coz like miles and more said, it may be lost. My guess is they misplace your application somewhere already....

Go direct to Card Center in 1 utama faster.

so, i got my offer letter in the mail today for a platinum card

since i have no credit history before, they require me to put in 15k FD

i like, wtf?
let's calculate:

RM15,000 in FD, with an optimistic, healthy 4% (as if) return, would earn me RM600 p.a.

but that same RM15,000 can earn me 8.5% if i dump it inside ASB, making me  RM 1,275 p.a. richer

effectively, i lost, or should i say, i have to pay RM 675 (1,275 - 600) per year just so that i can get the cards
what logic is this?

yes. in fact, it's maxed out. i posted my account in some other threads, if you want to find it.
u still have AS1M, ASW2020, and such where non-bumi can invest

these offer 6.0 - 6.5% return, on average
my salary requirement is more than enough, but since i never have any kind of loans, i don't have any credit profile