M2U will do.

Email wont take so fast lar haha...most probably 2 working days and this also depends on their work load during that particular period....be patient bro

You apply at 1U?

Same here where last time CS also answer me only RM25 need to pay for Maybank2cards supp

Is ok to apply credit card if you really can control your expenses. If you cant control your expenses, RM10k salary per month also not enuf for you to spend. Credit card IMO just for convenient purposes...

can use as backup if they dont accept AMEX...

if degree is a requirement, then many ppl including my dad cant meet the requirement d....

credit limit will depends on the analysts to evaluate your repayment capability + income and other conditions too...so we cant tell you exactly, normally if 2.5k salary then they may give you 5k limit. Wait for 3 months only apply unless you in a hurry. Hope it helps.

Any CC require Master holder or PHD??

When you make the transaction? You can check your statement vis M2u and pay through M2u.

Yea, there is a payment due date as well as statement date where you can check through M2u. For that monthly statement, you can either request hardcopy transaction or view transaction history which is much more easier. Actually no need to wait until the statement come only pay, you can settle any amount (at least minimum payment) after you have made transaction. Unless you dont want to confuse yourself and settle the whole spending of the month in 1 payment.

Yea, you can pay through M2U once they charge you. If you are not sure of ur payment due date you can always check through M2U or call CS. There wont be interest if you settle full amount before the due date, so not to worry.

I know some rich guy made their credit card into debit card where they deposited certain amount into their CC account every month, so their balance always -ve.....

When you apply UOB card? Ur salary above 3k??

congrats ya. CC is just like a blade, can be useful or harmful...

Maybank2card too many rebate d....so they...

Mine dont have notifications too after swiped....

I dont have any problem for my recent MBB2 cards transactions and cash back issue even though i spent on last day 31 dec 2011. All credited....

Me used CC at Singapore no additional charges....

From what i see is the exchange rate is the same as the bank.....i think in SGD1=RM2.45. It is even cheaper than some of the FOREX counter....

Hmm...i see, so the bank sell rate higher means is their service fee lar....but is ok for me since that i bought from FOREX dealer also same rate, so better use credit card so no need to find those FOREX dealer.......