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 Debit Card V3

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coolguy_0925
post Jul 29 2018, 08:27 PM

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Not sure whether there is a rule that each individual can only open one savings account with a bank?

I wanted to open a BSA with Maybank and they refused me giving the reason above and I can only open one after closing the existing conventional one

Additionally, they want a letter from my employer to verify that I am working with them in order to proceed for account opening
coolguy_0925
post Jul 29 2018, 10:30 PM

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QUOTE(hebe87 @ Jul 29 2018, 10:10 PM)
i encountered similar problem as yours few years back when i want to open BSA at maybank. I had kawanku saving account that time when i wanted to open BSA.

i was told the same thing. however, the officer helped me to "convert" my kawanku saving account to BSA, without the need to change account number
maybe u need to try to talk to the senior officer regarding this
as for letter from employer, it is the bank's right to do so - to prove ur residential/working address. when i open my BSA at standard chartered bank, they ask for my utilities bill/phone bill to prove my home address
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Yes for address confirmation I am fine by showing them util bill

But they wanted employment letter to confirm source of fund

Let's see how is it going and escalation to BNM will be my last resort
coolguy_0925
post Jul 29 2018, 11:22 PM

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QUOTE(hebe87 @ Jul 29 2018, 11:16 PM)
as part of the effort to anti money laundering, bank has the responsibility to make sure that the fund is legal, they have to report to BNM as well.

you may escalate the BNM. but i think the outcome is the same as well
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Prolly just bring along my batch

Asking a letter from HR is kinda hassle

Escalation is more on their willingness to let me open BSA

All branches are saying sekaramg mana ada lagi free punya
coolguy_0925
post Jul 30 2018, 12:49 PM

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QUOTE(hebe87 @ Jul 29 2018, 10:10 PM)
i encountered similar problem as yours few years back when i want to open BSA at maybank. I had kawanku saving account that time when i wanted to open BSA.

i was told the same thing. however, the officer helped me to "convert" my kawanku saving account to BSA, without the need to change account number
maybe u need to try to talk to the senior officer regarding this
as for letter from employer, it is the bank's right to do so - to prove ur residential/working address. when i open my BSA at standard chartered bank, they ask for my utilities bill/phone bill to prove my home address
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After much argument and the staff went to see ABM at last ABM approved changing the 'tagging' to BSA for me

Now ATM and M2U still showing old name let's see whether it will change tomorrow
coolguy_0925
post Jul 31 2018, 08:22 PM

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QUOTE(iXora.ix @ Jul 31 2018, 06:10 PM)
I had same issue with you, but this time I want to open saving acc on HLB. they asked me a letter from my company state salary details. I told the officer I just want the saving acc, not apply a credit card. Its fishy when the bank also want know your salary details instead of confirmation letter saying you are employed and currently working. Now I send  a complain to HLB complain unit and see whether they have some sort of policy like that.
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Wah salary in detail some more ah
This is too much lar
But yesterday I went to another branch just by showing my batch they allowed, no SOP at all for Msia largest bank
This time the staff attended me was super helpful and polite
Must give her boss an e-mail to praise her once everything is settled
coolguy_0925
post Jan 2 2020, 11:38 PM

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QUOTE(MNet @ Jan 2 2020, 08:29 PM)
yes im under perk at work plan its hv a lot of benefit
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Let's share the benefits we know

What I know were

1. Free IBG transfer but now all Instant Transfer is already FOC for <RM5k/transaction

2. Free 2 successful ATM withdrawal @ MEPS, but I usually transfer instantly to local abnk and withdraw there
coolguy_0925
post Feb 11 2021, 05:07 PM

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How many days does Public Bank hold debit card amount before releasing it back to savings account?

I have one add card authorisation transaction of RM1.00 since 27-Jan (>14 days) holding until now

Thanks in adv
coolguy_0925
post May 1 2021, 11:01 AM

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QUOTE(rojakwhacker @ May 1 2021, 10:55 AM)
Finally there is a campaign only for Public bank Debit Mastercard. sweat.gif
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Is topping up e-wallet esp. BigPay counted as the so called online transaction / qualifying transaction?
coolguy_0925
post May 1 2021, 11:10 AM

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QUOTE(rojakwhacker @ May 1 2021, 11:03 AM)
Should be no problem.
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LOL never read properly and sent PBEM <DEBIT CARD#> instead like credit card campaign SMS

Luckily the system replied to inform error then only realised should use IC# instead
coolguy_0925
post May 1 2021, 11:26 AM

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QUOTE(rojakwhacker @ May 1 2021, 11:21 AM)
laugh.gif There is no need to be panic for campaign like Public bank Debit card as debit card always had less competitor than credit card. icon_idea.gif
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True

Maybe too used to credit card campaign LOL

And like you said, very rare to have a debit card campaign for Mastercard
coolguy_0925
post Jun 25 2021, 04:33 PM

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QUOTE(CoronaV @ Jun 25 2021, 03:30 PM)
RM50 cash back in. Public bank
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QUOTE(MGM @ Jun 25 2021, 04:25 PM)
USING debit MC 2x rm50 get rm50.
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This one? LOL simple description

25-06-2021 MISC CR 50.00
coolguy_0925
post Jul 24 2021, 04:46 PM

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23-07-2021 MISC CR 50.00

Should be for PBB last month MasterCard cb
coolguy_0925
post Aug 3 2023, 12:35 PM

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My PB Mastercard Debit is expiring and I can now renew online

Guess it is the best time to switch over to Visa Debit as most of the campaigns are targetted to Visa Debit
coolguy_0925
post Aug 3 2023, 08:00 PM

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QUOTE(!@#$%^ @ Aug 3 2023, 05:24 PM)
can switch online?
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QUOTE(beLIEve @ Aug 3 2023, 05:48 PM)
Expire + renew can. If No expire but want switch, not sure they will accept

nevermind. Expire + switch from MC to Visa, not sure also. Only see can Renew
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QUOTE(cybpsych @ Aug 3 2023, 07:24 PM)
iinm, the online renewal only issue visa debit card.

those mc DC going to expire, try if can rewew to visa DC biggrin.gif
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I tried but did not submit delivery address

Eventually it will ask to select your preferred DC, MC or Visa

EDIT for clarification: Yes, the renewal from internet banking is for card expiry within 6 months

RM8 will be deducted EXCEPT Basic SA & Staff Account

This post has been edited by coolguy_0925: Aug 3 2023, 08:02 PM
coolguy_0925
post Apr 18 2025, 11:32 PM

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QUOTE(beLIEve @ Apr 18 2025, 11:00 AM)
2025 Mar

18-04-2025  MISC CR  40.00
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Thanks bro beLIEve for clearing my doubts last time for this campaign

Got RM32 because PBB die die don't let me load for 5th time grin.gif

But still happy + bersyukur got free money for a day's meal grin.gif
coolguy_0925
post Apr 22 2025, 09:09 PM

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QUOTE(fruitie @ Apr 22 2025, 11:52 AM)
Oh ya, I forgot about the online renewal function. Let me check this out.
I don't feel like maintaining another SA...
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Use PBe to renew je, save time to queue or wait for your queue number

Can choose preferred card Visa / Master and they will send to your doorstep FOC
coolguy_0925
post Apr 22 2025, 09:46 PM

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QUOTE(fruitie @ Apr 22 2025, 09:15 PM)
Any address or must be registered address?
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I could not remember this part (Mine was renewed sometimes ago) but shuld be registered address only

You may run thru the application to see if there is any option to get it delivered elsewhere
coolguy_0925
post Dec 1 2025, 08:39 PM

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QUOTE(tvcat @ Dec 1 2025, 11:13 AM)
I see, I have never given an option to chose Visa or Master since the first time convert from ATM to debit card and many renew of card after that.

Thanks for the information.
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When I opened my SA I was given a MasterCard and yes never got to chose so probably they just gave me whatever they have on hand

When the card was about to expire PBe prompted me to renew online within PBe

From PBe online application I chose Visa for my replacement card

Next, I received the replacement Visa card in my mailbox

 

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