I have one question.
Is it possible to terminate debit cards and still maintain the account? I plan to use scb just one debit card. No annual fee and free withdrawal at all meps atms
Debit Card V3
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Oct 12 2013, 07:27 PM
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#1
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924 posts Joined: Aug 2013 
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Feb 4 2023, 09:28 AM
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#2
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924 posts Joined: Aug 2013
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QUOTE(ericlaiys @ Feb 3 2023, 01:34 PM) me! Is the exchange rate use competitive though? Any screenshot of the exchange rate used when converting in the HLB Connect app pleaseit can link with your debit card or ewallet card. it able to take currency if present in another saving account. Quite easy experience I use to bought USD and SGD  |
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Feb 4 2023, 10:10 AM
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#3
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924 posts Joined: Aug 2013
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QUOTE(ericlaiys @ Feb 4 2023, 10:03 AM) i did conversion comparisons. hlb better than wise. wise fees higher when convert same amount. Oh wow. Really. That's nice |
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Apr 2 2024, 08:51 AM
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#4
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924 posts Joined: Aug 2013
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QUOTE(adibyusoff @ Apr 1 2024, 02:19 PM) Yes. Still using wise if i want to have gbp then transferred to my monzo account for gbp usage. That one's for cash only. But I'm not really into transferring here and there with the wise account. Prefer credit card as it's more hassle free plus security plus i kind of like with the 8x points. Been accumulating more than 500k points for several months of usage now. The points that you accumulate is a lot less than the astronomical charges that UOB had added to your fx transactions.Any better Cc option for foreign use?  Best Debit Card for fx use: SCB Jumpstart Best Credit card for fx use : Hong Leong I'm Card Both of these have zero fx markup. No other benefits |
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Apr 2 2024, 11:58 AM
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#5
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QUOTE(moonsatelite @ Apr 2 2024, 11:47 AM) GXBank too doesn't have markups for overseas foreign transactions nor does it even have withdrawal fees for ATM cash withdrawals Yes same as SCB Jumpstart |
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Apr 3 2024, 09:02 AM
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#6
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QUOTE(Ramjade @ Apr 2 2024, 04:14 PM) I saw gxbank USD charges different than XE. XE was 4.71, GXbank charge 4.74. I need to test further. That's interesting. Let us know your finding.As always we can't really trust these banks. Need to test on our own Just like Maybank MAE zero foreign markup, but in actuality still got charge. |
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Mar 21 2025, 02:17 PM
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#7
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QUOTE(ericlaiys @ Mar 20 2025, 03:42 PM) anyone try the mbb currency conversion? how was the rate? my friend comment not good I don't trust maybank on currency conversion. Previously it mentioned zero conversion charge on mae account, but end up still got charge, this new account must be similar. |
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