You are right. Difficult to find a place to spend. So far only know can spend at Agoda for online transaction.

Yes, I noticed the OTP thing too. But I did it anyway. So we shall see if cashback is given.

That makes sense since the unionpay savings accounts gives different interest rate.

How to scan Unionpay QR code? Maybe an app is needed?

Anyway, I have only tried using the physical card once before. Still good.

Tried union pay on grabpay couldn't work, something about the 3d security.

Got a RM20 credited into my Unionpay account, labelled as "MISC CR". I guess must be the cashback from my agoda spending in Oct.

I used to have a plus savings account with mastercard. Then I opened UnionPay savings account. After that, I closed my plus savings account.

Recently, I opened a Basic Savings Account and requested for a Visa card with RM8 annual fee waived.

All accounts are from the same branch. And the customer service who did the account opening for me told me that I cannot go to other branch and open any new account anymore.

That's good. Didn't need to close the other savings account with Mastercard right?

Oh.... then same as mine. But I managed to do it from the same branch.

Public Bank UnionPay account has an annual fee of RM8. We were talking about Basic Savings Account (visa/mastercard debit card) which has the RM8 annual fee waived.

Just checked mine. Got it too. Spent on 20 Nov.

You mean you do receive a statement for your debit card?

That's provided the quota is still available. It started on 16 Jan, and now it's already one week from then. And this is the last cashback already right?

That's why I quickly went and opened a Basic Savings Account in Nov and got my Visa Debit Card to participate in the current promotion .... hehe.... got my RM50 cashback for the first month.

Or you can use PB Visa with pin for the 50% promo, at the same time resetting it for paywave.

This post has been edited by Lingohal: Aug 11 2020, 10:11 PM

RM0 PB CARD: Thank You! Shop MORE at your Preferred Online Store & enjoy CashBack with PB Visa Debit Card by 31/12/20. More info @ www.pbebank.com. T&C apply

Based on my understanding, I followed what they mentioned in the sms, I shopped at my preferred online store, i.e. BigPay. 😊

Maybe similar reason to why MORE instead of more, and CashBack instead of cashback... haha... or maybe main reason is to emphasise that it is online and not physical store.

You couldn't find any list provided and I have also read the tnc few times and it doesn't seem that there is a list.

This post has been edited by Lingohal: Sep 9 2020, 03:22 PM

I believe it's for month 2 : 15/7-14/8
I spent 5 times, last on 5 Aug.

For month 3 : 15/8-14/9
I spent only 3 times.

I received RM25. So cannot be for month 3. And for month 2, 5th transaction is on 3 Aug, 6th transaction is on 5 Aug.

How do you see the details of the cashback? I tried app or web, it won't show the details.

When was your last transaction?

I spent one transaction on 15 Aug and two transactions on 19 Aug. However, I got only RM10.