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 Debit Card V3

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HayateAyakasi8
post Feb 24 2018, 08:38 PM

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Hi guys, WTA for a student, which is the best debit card and bank ? smile.gif

Also I buy games and such from Steam and other places

This post has been edited by HayateAyakasi8: Feb 24 2018, 08:38 PM
HayateAyakasi8
post Feb 28 2018, 09:12 PM

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QUOTE(iXora.ix @ Feb 26 2018, 09:13 AM)
from my personal experience, public bank petron debit card. Why? Because it has separate account for debit. so far all online merchant accepted.
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What does seperate account for debit mean ?

QUOTE(jfleong @ Feb 26 2018, 01:20 PM)
Most cards are the same
Remember to ask for BSA type 1 (or type 2 , depending on your preference)
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What's BSA type 1 or 2 ? And which bank is recommended ? Cause I heard many uni/colleges only uses Maybank
HayateAyakasi8
post Mar 1 2018, 01:14 PM

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QUOTE(jfleong @ Feb 28 2018, 10:14 PM)
Where did you get that info?
Regarding uni/college best way is to go to the campus itself and check , or ask people from that college.
But most unis use Bank Islam or CIMB, as that is the bank used to disburse PTPTN funds.

BSA is basic savings account
Usually if you don't mention it they will give you the normal account which comes with fees
Type 1 is the free account, but you're limited to 8 ATM withdrawals a month
Type 2 has a 8.48 annual fee, with unlimited ATM withdrawals
The minimum initial deposit is RM20 for both types
(There might be banks that call it something else, or switch type 1 and type 2, just tell them you want the non-fee option or the unlimited ATM option)
Choose depending on how often you withdraw from ATM

Maybank usually offer Kawanku by default. Also comes with fee or non fee option, but the free option is limited to 4 withdrawals instead of 8 for BSA

Read here for more
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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Ah I see, so it's better to get the unlimited one, just in case.
Thanks for the info. Highly appreciated.
HayateAyakasi8
post Mar 2 2018, 01:32 PM

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QUOTE(iXora.ix @ Mar 1 2018, 04:38 PM)
it does not link directly to your primary saving account. so your money is safe in case there is fraud happen
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Ah I see. BTW for example, if someone steals my debit card and uses it to buy stuff, can I get my money back ?
HayateAyakasi8
post Mar 3 2018, 12:58 AM

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QUOTE(iXora.ix @ Mar 2 2018, 03:00 PM)
Depend. If let say your pin can be guess or thief use paywave/pass and you enable it or fraud, and your card within you, chances yes and no.
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Ah I see, thank you. I'm thinking about opening an account in Public Bank and getting a debit card from them, maybe. Thanks for your help.
HayateAyakasi8
post May 14 2018, 03:07 AM

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Hey guys, I need your help. I'm currently a student and I was wondering which card do you guys mostly recommend for a student.

Thanks guys smile.gif
HayateAyakasi8
post May 14 2018, 09:22 PM

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-wrong reply-

This post has been edited by HayateAyakasi8: May 14 2018, 09:23 PM
HayateAyakasi8
post May 19 2018, 09:58 PM

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Hey guys, to open my own bank account, I need to be 18 years and above if I'm not mistaken ?
But do they count 18 by the year or by birth date (My bday is 8/8/2000) ?
Thanks
HayateAyakasi8
post May 19 2018, 10:58 PM

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QUOTE(alexwsk @ May 19 2018, 10:51 PM)
date
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Ah alright thanks smile.gif
HayateAyakasi8
post Apr 29 2025, 11:23 PM

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QUOTE(confusedway @ Apr 9 2025, 12:59 PM)
sorry ya, but which e-wallet take union pay? alipay?
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QUOTE(ClarenceT @ Apr 9 2025, 01:11 PM)
Alipay and Weixin Pay.
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If not mistaken, Grab takes UnionPay.
They take Visa, Mastercard, AMEX, Discover, Diners, UnionPay, JCB and maybe other cards.

This post has been edited by HayateAyakasi8: Apr 29 2025, 11:27 PM

 

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