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 Debit Card V3

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AzeL
post Jan 26 2013, 10:45 PM

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304 posts

Joined: Jun 2007
From: Kota Kinabalu


Hi everyone, first time posting in this section so if my following question have been answered elsewhere do kindly point me the correct thread/post.

So I've started using my Alliance Bank Debit Card (The normal Mastercard ATM Card with Debit function) to pay for fuel at Petronas...I noticed that the amount charged was not deducted form my account and for each time I use (now twice) there is an "Earmarked Amount" of RM200.00...so currently there's RM400.00 "Earmarked Amount".

Now, this normally isn't an issue but the amount earmarked cannot be used for any transactions nor can it be withdrawn. Now, I'm a bit of a OCD so I sorta want to know whats going on...it's kinda driving me nuts lol.

Any help/comment in regards to my situation is very much appreciated.

This post has been edited by AzeL: Jan 26 2013, 10:45 PM
AzeL
post Jan 27 2013, 12:34 AM

Casual
***
Junior Member
304 posts

Joined: Jun 2007
From: Kota Kinabalu


QUOTE(kennethkhoo @ Jan 27 2013, 12:02 AM)
I'm not quite sure if my experience will help. I've used maybank debit card for fueling too. everytime I use it, RM200 will be deducted first (the so called 'pre authourised transaction' or something). After a few days, RM200 will be debited back into my account, and some RMxx (fuel I used) will be credited.

I guess that's some kind of security feature to ensure your card has enough $$. Else if you use a card with RM10 inside to fuel a whole bus, the merchant will go PK.
*
Thanks for the quick reply.

So you're it takes out RM200.00 each time I refuel with my debit card?..I have 400 earmarked already >_<

 

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