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 Debit Card V3

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helloguyssss123
post Aug 26 2025, 08:20 AM

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QUOTE(ClarenceT @ Aug 23 2025, 07:06 AM)
Credited on 21 AUGUST.
(Month 1 - May)
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yes, i got also. Different date with Petron credit card.
Pat89
post Aug 26 2025, 09:56 AM

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Seems like public bank has more CB compared to other banks.
cybpsych
post Aug 26 2025, 10:06 AM

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QUOTE(Pat89 @ Aug 26 2025, 09:56 AM)
Seems like public bank has more CB compared to other banks.
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yes, always fun to view their promo listing

https://www.pbebank.com/en/promotions/latest-promotions/
cybpsych
post Sep 3 2025, 10:58 AM

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This post has been edited by cybpsych: Sep 3 2025, 10:59 AM
Reeson
post Sep 10 2025, 05:19 PM

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for CIMB, is there a debit card that is free or just RM8 annually?

mine is charged RM15/year, seems a little wasteful for a card that I just use sparingly.
fruitie
post Sep 10 2025, 05:28 PM

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QUOTE(Reeson @ Sep 10 2025, 05:19 PM)
for CIMB, is there a debit card that is free or just RM8 annually?

mine is charged RM15/year, seems a little wasteful for a card that I just use sparingly.
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Yes, BSA, free of charge.
ClarenceT
post Sep 10 2025, 05:33 PM

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QUOTE(fruitie @ Sep 10 2025, 05:28 PM)
Yes, BSA, free of charge.
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Basic Savings Account 1 (without Annual Fee)

Basic Savings Account 2 (AF RM8)
Reeson
post Sep 10 2025, 06:19 PM

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QUOTE(fruitie @ Sep 10 2025, 05:28 PM)
Yes, BSA, free of charge.
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went to their website & looks like I can open BSA online.

Will they courier the debit card to me or is it optional & had to request?

Do you know how the card looks like?
fruitie
post Sep 10 2025, 06:21 PM

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QUOTE(Reeson @ Sep 10 2025, 06:19 PM)
went to their website & looks like I can open BSA online.

Will they courier the debit card to me or is it optional & had to request?

Do you know how the card looks like?
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I'm not sure as I opened mine a couple of years ago in a branch. Mine is just a generic CIMB card: https://www.cimb.com.my/en/business/busines...mastercard.html
Reeson
post Sep 10 2025, 06:29 PM

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QUOTE(fruitie @ Sep 10 2025, 06:21 PM)
I'm not sure as I opened mine a couple of years ago in a branch. Mine is just a generic CIMB card: https://www.cimb.com.my/en/business/busines...mastercard.html
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This is something that kinda confuse me.

From this page, it's mentioned that CIMB debit card has RM15 annual fee.

https://www.cimb.com.my/en/personal/help-su...ebit-cards.html

If I open the BSA I will be issued with a debit card, right?
So why the fee above does not apply? Since it is a VISA/Mastercard debit card.

Sorry, just want to get all clear before I apply for the account.

Thanks for your input

This post has been edited by Reeson: Sep 10 2025, 06:48 PM
fruitie
post Sep 10 2025, 07:12 PM

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QUOTE(Reeson @ Sep 10 2025, 06:29 PM)
This is something that kinda confuse me.

From this page, it's mentioned that CIMB debit card has RM15 annual fee.

https://www.cimb.com.my/en/personal/help-su...ebit-cards.html

If I open the BSA I will be issued with a debit card, right?
So why the fee above does not apply? Since it is a VISA/Mastercard debit card.

Sorry, just want to get all clear before I apply for the account.

Thanks for your input
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I think better you go to branch and request for a BSA (1), you only need to pay RM 20 to open that account and whatever debit card they give you, you just take.

Most of the banks have BSA and don't require any fees as well, all are issued with debit cards. I have with PBB, HLB, BIMB and CIMB.
Reeson
post Sep 10 2025, 07:58 PM

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QUOTE(fruitie @ Sep 10 2025, 07:12 PM)
I think better you go to branch and request for a BSA (1), you only need to pay RM 20 to open that account and whatever debit card they give you, you just take.

Most of the banks have BSA and don't require any fees as well, all are issued with debit cards. I have with PBB, HLB, BIMB and CIMB.
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Alright, will give it a try.

Another question regarding debit card, not just CIMB but rather in general.

When it's time to charge a debit card it's annual free, what will happen if the balance at the time is not sufficient or zero?
Will the bank try again later, or it will be waived for that year?

nexona88
post Sep 10 2025, 08:24 PM

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QUOTE(Reeson @ Sep 10 2025, 07:58 PM)
Another question regarding debit card, not just CIMB but rather in general.

When it's time to charge a debit card it's annual free, what will happen if the balance at the time is not sufficient or zero?
Will the bank try again later, or it will be waived for that year?
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Confirmed not waived for the year...

it's automatic deducted.....

But Zero balance?? I don't think banks even allowed that... Minimum rm20 or 10 like that...
jhleo1
post Sep 11 2025, 11:40 AM

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This post has been edited by jhleo1: Sep 11 2025, 11:41 AM
alexwsk
post Sep 13 2025, 08:53 PM

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QUOTE(nexona88 @ Sep 10 2025, 08:24 PM)
Confirmed not waived for the year...

it's automatic deducted.....

But Zero balance?? I don't think banks even allowed that... Minimum rm20 or 10 like that...
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depends on which bank, hsbc and scb can be 0
cybpsych
post Sep 15 2025, 10:04 AM

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beLIEve
post Sep 23 2025, 01:45 PM

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QUOTE(cybpsych @ May 16 2025, 05:03 PM)
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2025 Jul

23-09-2025 MISC CR 80.00
lovelyuser
post Sep 23 2025, 05:47 PM

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QUOTE(beLIEve @ Sep 23 2025, 01:45 PM)
2025 Jul

23-09-2025  MISC CR   80.00
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Petron VISA debit always slower to get the cashback.....not yet see from the transaction listing as of now

This post has been edited by lovelyuser: Sep 23 2025, 05:48 PM
ClarenceT
post Sep 23 2025, 06:20 PM

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QUOTE(lovelyuser @ Sep 23 2025, 05:47 PM)
Petron VISA debit always slower to get the cashback.....not yet see from the transaction listing as of now
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23 SEP 23 SEP ONLINE CASH BACK - MTH3 80.00 CR
jhleo1
post Sep 24 2025, 11:08 AM

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Just quick check for Standard Chartered JumpStart Debit Card to be used in Singapore, can we use SC mobile app to scan PayNow (DuitNow QR in Singapore) for payment instead to show Debit Card?

This post has been edited by jhleo1: Sep 24 2025, 11:17 AM

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