Q1: % is for Par value of RM1. Example, if stock A par value is RM0.50 and was given 10% dividend, means you will receive 5 sen/share dividend instead of 10 sen.

Q2: Those who purchase the stock before ex-date will get the dividend.

Q3: Can. But not a good idea.

Don't cut loss, by cutting loss you are allowing others to make money from you. If you have money, start to nibble here and there to average down your stocks. make sure, the stocks you are holding are good and solid, one that will recover.

At the moment, you should exercise 3.

For me, I told myself I will start collecting a bit when KLCI hit 1350. So now, I started to buy a bit here and here.

NExt stop for me to buy some stocks will be 1250..if it ever hit. You need to have your investment strategy intact.

Don't worry as long as you are not a contra player.

I'd always tell myself, money will not be gone if I invested them in a good solid company. Money considered to be gone completely if I'd chosen to eat good, fine dining luxury food, because no matter what kind of food or how expensive it is, the food will be digested into .... as a end product. So why worry? Of course it is not nice to look into deep paper loss, but bear it with, this is the risk attached to it.

Talking about risk, how risky can stocks be when the most risky thing is being human itself. We sleep, we might face the risk of not being able to wake up. We get into relationship, not knowing that whether will our partner stay devoted to us even after all the efforts or money showered. If anyone tell me investment is risky, scared and worried so much, maybe I can conclude that they have not be a human long enough to understand. Being human is the riskiest things ever!

Cheers, take this as an opportunity to buy in.Just my 2 cents