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Credit Cards Places to use your AMEX v1.1, Where to flaunt your American Express

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LostAndFound
post Aug 14 2012, 10:08 AM

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QUOTE(keretapir @ Aug 13 2012, 11:43 PM)
hmm...have u try using the card at those located along the PLUS highway?
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I just used my AMEX at the ESSO station in SS14 at the roundabout corner, didn't need to go inside lineup also.
LostAndFound
post Aug 18 2012, 03:29 PM

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Guardian at Jaya One (next to cold storage) does not accept amex. Chilli Rush in Jaya One does not accept amex.
LostAndFound
post Aug 27 2012, 08:08 AM

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Just used on Sat night at Ace Hardware @ The Curve for RM9.40 =p surprised got no minimum!
LostAndFound
post Oct 1 2012, 08:44 AM

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QUOTE(cempedaklife @ Sep 30 2012, 02:58 PM)
din know that they still advertise that they accept amex
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LDP just before KJ LRT station (just after the catholic church) there got big big advertisement.
LostAndFound
post Nov 1 2012, 08:33 AM

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QUOTE(echoesian @ Oct 31 2012, 10:37 PM)
Why suddenly Groupon does not accept AMEX liao ah?
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ipay88 no longer support amex
LostAndFound
post Nov 7 2012, 12:57 PM

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QUOTE(Kaka23 @ Nov 7 2012, 06:15 AM)
New Petron that replace Esso can accept Amex as well?
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Should be, the one on MRR2 just after jalan genting klang turning accepts.
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post Nov 19 2012, 07:18 AM

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Sui la, spent 300 ringgit at YS Studio SS15 for photography on Saturday, they say accept AMEX I excited liao, but couldn't go through end up having to use my OCBC Titanium.

Yesterday at Cold Storage Sunway Pyramid again try use, but network down since the morning.

Total this weekend I miss out on 17.50 in rebate =(
LostAndFound
post Dec 27 2012, 03:54 PM

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QUOTE(WhitE LighteR @ Dec 27 2012, 03:27 PM)
starting from January I will be using my MACH card to buy movie ticket. 10% cashback tongue.gif
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Effective benefit vs AMEX is +2.5% (plus works all week not just weekends).

For that +2.5% to be worth your GST, need to buy RM2000 worth of tickets =) I think I'll keep using AMEX, thanks.

If worst case (only weekday purchases allowed) then +7.5%, need to buy RM667 worth of tickets to cover GST, which is more doable in a year (not for me though).
LostAndFound
post Dec 28 2012, 11:12 AM

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QUOTE(WhitE LighteR @ Dec 27 2012, 04:24 PM)
Well like i always tell ppl, CC is very specific on the person personal usage. In my case most of the time i max out my AMEX cashback, leaving me with only 2.5% cashback. Also your analysis is flawed because u assume a few things:

1. That Amex cashback is still available.
2. You cannot calculate 10-7.5=2.5%, hence i need to spend 2k of movie ticket doh.gif
Correct calculation is I only need to spend RM500 of movie ticket to get RM50 cashback vs Amex RM667
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I agree is specific to person personal usage.

However, I disagree on your calculation. You're comparing having 10% cashback to not having anything (hence RM500). I'm comparing having 10% cashback to having 2.5% (since your amex is maxed out) cashback, so your effective gain is 7.5%, as mentioned in my last line.

Put another way:-

Situation one - you only have AMEX and cashback maxed out so we only consider 2.5% - this one we consider as 'normal'

Situation two - you have AMEX and cashback maxed out, so you get HLB for 10%. You gain 7.5% (because if you did not take HLB, you would still have gotten the 2.5%). Hence your amount necessary to be spent is RM667 to cover the RM50 (which you would not have needed to pay without HLB).
LostAndFound
post Dec 28 2012, 03:42 PM

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QUOTE(WhitE LighteR @ Dec 28 2012, 03:02 PM)
"Effective gain"? I think you need to define to me what you mean by "effective gain", because as far as i know effective gain means after you minus all the cost, your final amount is known as effective gain. BUT there is no such thing as "effective gain" when comparing two product. This is not call effective gain.


Effective gain for me means you must compare two scenario, not just look at one only. In this case, you already got an AMEX card, then you add on HLB. If you didn't add on HLB, will you get any gains from AMEX? Of course right? So the real gain you getting from paying from the HLB is not the 10%, but its the 7.5% difference between HLB and AMEX.


QUOTE(WhitE LighteR @ Dec 28 2012, 03:02 PM)
Again, what?? 10-2.5=7.5% gain.... So i need to spend 667 to cover rm50?? shakehead.gif
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Yes, you do. Your RM500 to cover RM50 is only valid if you assume that, if you don't have HLB, you won't be covering anything (0% cashback). That is not true because you still would have AMEX.
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post Jan 14 2013, 10:17 PM

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QUOTE(roonneo @ Jan 14 2013, 09:30 PM)
Is it true that Maxis do not accept AMEX by phone payment during weekdays after office hour? And Maxis accept AMEX by phone payment during weekend?
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No. They accept on phone but will only process on weekday. Best way is go to MEP and pay over counter, just went the one in ss2
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post Jan 28 2013, 05:05 PM

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QUOTE(ronnie @ Jan 28 2013, 04:19 PM)
Weekend rebate: 5%
2x TP: 1%
Total : 6%
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Abang ronnie did they process on Saturday? I paid manually using Amex at counter couple of weeks back, didn't realize can use m2u =( wait more than one hour!
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post Jan 28 2013, 07:21 PM

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QUOTE(alexwsk @ Jan 28 2013, 07:15 PM)
no kiosk at that place? kiosk accept amex too
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No not accepted, I tried all kiosk while waiting my turn. Taiwan MPSJ
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post Jan 29 2013, 08:21 AM

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QUOTE(ronnie @ Jan 29 2013, 08:09 AM)
Yes transacted and posted on a weekend as well smile.gif
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Thanks! Won't need to walk into MPSJ premises anymore rclxms.gif
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post Feb 28 2013, 01:53 PM

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QUOTE(sidanos @ Feb 28 2013, 11:30 AM)
Is all Petronas already accepting Amex at pump?
The one at NKVE, Federal Hway before the Batu 3 tol heading to shah alam already accept, and also at Sec 20 Shah Alam (Opposite KPJ).
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Some time back started to accept liao, remember reading it.
LostAndFound
post Apr 6 2013, 07:53 AM

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QUOTE(guy3288 @ Apr 5 2013, 11:49 PM)
Good news, it is true, i just click on TNB in MB2U, can use Amex to pay.
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Bagus! Time to pay now (hope get 5‰) and not kena tipu by transaction move to Monday
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post Apr 8 2013, 08:19 AM

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I can confirm paid Sunday morning immediately got the SMS. More rewards for me =)
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post May 7 2013, 03:47 PM

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QUOTE(ronnie @ May 7 2013, 01:41 PM)
You never read the previous threads..... it's already known that DELL only processes AMEX transaction 3 times a day (9am, 12pm, 4pm) on WEEKDAYS
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Fortunately Harvey Norman don't do that, just bought ipad there on Sat =) Amex card can keep in drawer for this month liao
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post May 16 2013, 11:40 AM

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QUOTE(KTCY @ May 16 2013, 10:32 AM)
That's high sweat.gif
But I guess 5xTP still sweet for m2kard biggrin.gif
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That's assuming you're spending on weekend. On weekday then not worth it liao.
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post May 17 2013, 07:18 AM

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QUOTE(jun_ng_1208 @ May 16 2013, 04:44 PM)
Yea, I actually insisted to pay because I want the TP biggrin.gif
For TP is everyday, as long as MBB 2 Card's AMEX, just the rebate 5 % is on weekend biggrin.gif
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If you are not getting 5% cash back then you're paying 5% more for 2.5% worth in TP. Smart decision? doh.gif

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