HI All,
  I have a medical card+investment link with GE for 5-6yrs. It is the old one without co-insurance and co-charges. The ting is that is has overall limit of RM300k with annual limit of RM100k. I feel that it's not sufficient and wanna upgrade to higher. Anyone can advise? if i upgrade to higher, i will have new higher limit but then with co-insurance and co-charges. But i will start again with my waiting period. Also what happen if few months into the renewal, i make a claim, will they approve? Also what happen if the doctor claimed that the sickness exist before i sign the renewal, will they revert back to my old policy or terminate my policy? I dont want to take that risk. Another option is for me to get another medical card. Prefer additional RM100 (preferable no co-insurance or co-charges or with cap).

should be.. maybe some other people can advise us. For HLA, the medical card covers up to 60 days from discharge from hospital.

For those who want to top up on their existing card, we have a plan that has low premium <RM300/year for those below 30.

PM  if u require a brochure.