HI All,
I have a medical card+investment link with GE for 5-6yrs. It is the old one without co-insurance and co-charges. The ting is that is has overall limit of RM300k with annual limit of RM100k. I feel that it's not sufficient and wanna upgrade to higher. Anyone can advise? if i upgrade to higher, i will have new higher limit but then with co-insurance and co-charges. But i will start again with my waiting period. Also what happen if few months into the renewal, i make a claim, will they approve? Also what happen if the doctor claimed that the sickness exist before i sign the renewal, will they revert back to my old policy or terminate my policy? I dont want to take that risk. Another option is for me to get another medical card. Prefer additional RM100 (preferable no co-insurance or co-charges or with cap).

which insurance company? and limit? pm me more info

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Added on September 18, 2011, 4:27 pmAnyone from prudential or aia? Able to quote me rm100 per mth. Medical card?

This post has been edited by calcom21: Sep 18 2011, 04:27 PM