Need your expert advice & opinions on this matter. Appreciate it guys.
Here's the issue :
My dad used to run an E&I Subcontracting company in the mid 90's. When I finished school in '99, he brought me along with his trusted manager to this place called ERF Sdn. Bhd. (http://www.erf.com.my/web/terms.htm) somewhere in KL area. He said that he needs to use my name and the managers name as part of the Company Director in order to secure loan for his next project. Breakdown is like this :
My dad : 98% of shares
Me : 1% of shares
Manager : 1% of shares
Without ever doubt or questioning him (obviously as he's my dad), i ignorantly sign all the documents and papers that were given to me. The loan amount that he took was roughly around RM300K++.
A year later, thanks to the "take their own sweet time" attitude of JKR and other contractors in term of payment, my dad got no choice but to wind up the company with several creditors chasing him as well. I received a lot of letters from lawyers but at that time, I was still studying so I couldn't be bothered by it at all.
11 years gone until recently, when I want to use my name as a guarantor for my wifes car, the bank that we submitted for loan declined my name as CTOS shows that I got 7 summonses! I even got a bankruptcy hearing summons. The best part is, i don't even know about it. This probably due to my constant move of a place to stay I guess.
I took down the contact number of ERF Sdn. Bhd. but nobodys picking up the line. I have been calling them for 2 days straight now.
My question is do they still exist? How to contact them? anybody work or know someone working there before?
Is there anyway I can clear my name from this mess? Should I go to BNM straight away? Contact CTOS? or should I direct liase with ERF themselves?
Help please. I am running out of options right now. Thanks!
CTOS - ERF Sdn Bhd, Summons & Bankruptcy Action by ERF