I remember that in the 1997 financial crisis, Singapore banks were offering RM-FD @ 20 - 30%. There were a large amount of Rm getting out of the country. It was one of the reason that caused Capital Control.

IMHO, fix-price Amanah Saham is a good vehicle to park your emergency funds. It is much better than SA/FD in that you can withdraw whatever amount for your daily requirement from banks and still gaining higher return.

When opportunity comes you can withdraw these funds to invest and u still earn the dividen at the endof Financial year (prorated).

MGM,

You live in Malaysia and you DO NOT KNOW that Malaysia is SPECIAL??  Aka, Malaysia is DIFFERENT from all those countries??

Dreamer

Recession:
Quality asset can turn into junk in recession, how one can assure it will be quality in the future?
Nobody can ascertain of.
Look at Japan, more than 2 decade already aftermath of RE bubbles, still not fully recover.

War, buy building? buy asset? buy stock?
If really war, then it means we are talking of changing gov entirely.
So the new gov will recognise this building is owned by you or not?
They can just confiscated like that, why you can do?
Nothing.

Stop believing nonsense,    no offence, if bad situation happens, everyone is the loser.
Nobody gain if war coming, nobody gain if economy run into crisis, chaotic situation.

It is aftermath, when thing settling down, aka the new era, you can take advantage of, because it start off clean or all over again. But again this may mean you lose everything previously.

arthurlwf,

You still do not get IT.

Why would they tax themselves?? They are the ONE that bring money out....

They will tax people that cannot do anything about this.

For example, sugar price.  Rice price.. Cooking oil tax...  It is ALL happening now...

Dreamer

Is it?? If i am not mistaken, PR got more votes than the government in the last election.