You guys sound as though its the end of the world. I've been through 3 recessions in my lifetime. So far none of them have severe repercussions for Malaysia..although I agree that this one may be different due to financial structural issues which may take a longer time to fix. At the end of the day, the main thing is to keep your debts low, adjust your lifestyles if you have to....and the most important is to do what is necessary to keep your job. It;s not that bad because we're a commodity exporting country and the rest of the world still needs commodities. Yes we'll be affected in some ways but it won;t be as bad as the Western world.