gold price up again.. happy to see that but didnt top up last 2 days...

If I'm not mistaken, even pbb online couldn't trade too as it is according to bank operation time.. Was try to do before bank opening time ie 9.15am, I key to buy on 9am also cannot trade..

public bank minimum initial invest amount / gram are lesser than UOB Bank

but UOB has lowest spread price and their selling price always cheaper than other 2 banks

so if u dont have much $$ to start invest then u can go public bank 1st?

u can refer to following link to see the T&C:

http://www.pbebank.com/en/en_content/perso...goldinvest.html

http://www1.uob.com.my/business/GMIM/GMIM_pga.html

u can buy 1g to open an gold investment account at Maybank.. but spread price higher than UOB

hmmm.. u need to see few things 1st:

1) how much cash u have for this gold investment? if u have RM3706 go UOB as has lowest spread price (UOB current selling price RM185.30, min investment 20g = RM3706), if u have RM1888.40 (Public Bank current selling price RM188.40) then u can go Public Bank, if u have only few hundreds then go Maybank ^^
2) u wan fast in fast out (short term investment)? (but honestly gold is a long term investment, once u invest better let it grow)? if for longer investment better go UOB due to its spread price
3) convenient = Public Bank can trade online anywhere during bank operation hours as long as u have public bank online banking (and public bank offer special price ie lower selling price if u trade / buy online), UOB & Maybank u need to go their branch to buy and sell
4) trustworthy of the trader = better go bank to invest gold as more trustworthy or to those well established one

above just my 0.02 cents im not that pro in gold investment too just learning from the pro here

i think this should be UOB.. minimum open 20gm, hold 10gm

hi there remember me?

1) physical gold is more visible but u need to consider the safety place to keep it.. paper gold u can sell anytime if u think is time or when u need it.. physical gold may sell to bank / other individual as well provided u keep the receipt or proof of purchase
2) is the RM4k is extra money? gold is quite a long term investment if u think the rate now not cheap enough then u may wait it drop or buy it lil by lil? or if u think it is good enough to enter then go for it...^^
3) depends if u just want a physical (touchable gold) then go for physical gold. actually both are quite similiar (to me la) coz i treat gold as long term investment
4) not sure.. coz i only have Public Bank Gold Investment Account & UOB Gold Investment Account