That's a very low move by PB. I never thought they'd pull off so cheap a promotion. Up to 5.25% p.a. interest indeed. Do you honestly think that anyone will fall for it?

All these new deals are scaring me. Makes me think that the banks are trying to get people to deposit more into FD to shore up their balance sheets in preparation for the worst.

Agreed with that. I certainly would be interested in hearing more about different types of investments (and hey, I'm originally the guy who posted about the best way of placing RM750k in long term investments but that discussion got nuked when the database died). But I wish those people would just state plainly their proposals on the forums so that everyone can examine and comment on them openly instead of sending all sorts of PMs around. If your plan depends on secrecy to work, it just means that I'm not likely to put any trust in it. Truly solid investments can stand the light of day. Only dodgy stuff needs to hide in the shadows.