I have checked online about my eFD, the rate is still remain the same as the time when I open/placement of my eFD and I can see clearly see that online the FD interest rates, whenever I logon to CIMBclicks. Also, I have keep/printed out the online eFD receipts, and I checked back the receipt and it is same as what is stated in the online. Besides, I received the statement of accounts (for all my accounts opened with CIMB) like saving, current and eFD accounts, and also the eFD rates (as well as the amount of FD interest earned or the amount will be earned) are also indicated in the statement also. Those statements are sent to me, whenever, I place/open a new eFD or any of my eFD matured and also year ended. One more thing, for each eFD, the total amount interest will be earned are indicated in the statements also.

My eFD is tenure/duration is 3 months, mature every 3 month, and it will auto renew every 3 months. So, I receive the statements at least every 3 months. Once it matured, it will follow the latest (new) FD rates - of course.

Also, I do have eFD in Maybank2u and I also have current (premier1 account) with them, their statements sent to me, do not indicate the eFD so I could not see the rates and the future interest earned. Just now, I logon to Mayban2u, yes, then I can see my eFD, but there is not nothing indicate about interest amount that I will be earned. Thanks that you all put out an issue here, and I plan to withdraw my Maybank eFD and place it to my CIMB account. Then, when I logon to internet banking, I will feel more comfortable (since the gov keep changing the rates).