ambank 3.6% for 48 mths Top Rates Plan. Interest is payable quarterly with no penalty on early withdrawn.

This is more accurate.

http://www.ambg.com.my/promotions.asp?sc=p...ns_personal_018

It seems that the promotion was ended 28 Feb 2010. Pls call bank and see if they still having it.
You can opt for other tenure ma.

Yes, payable quarterly > Very sure as I got it.
Quarterly is 3 months la 

That's a good rate for 3 months. Any T&C like have to deposit certain amount into savings?

BNM meeting on 27th Jan. Wonder if they increase rate.

for islamic bank, top 3 as at Dec'10:

12 months GIA
1) Affin Islamic - 3.31%
2) Agrobank - 3.28%
3) Alliance Islamic Bank - 3.23%

15 months GIA
1) Affin Islamic - 3.31%
2) BSN - 3.20%
3) Agrobank - 3.18%