if you have a minimal 200k for min 3 months, it is worth to look at citibank's citigold recent promo 2.75% + 3% cashback .

quoted by citibank
based on 200K:
- 10,000 into any investment account, including foreign currency FD.
- 152,000 (80% from 190,000) into 3 months FD (2.75% + Cashback Bonus of 3%),
- 38,000 (20% from 190,000) into Guard Savings-i/ Premium Checking with interest bearing for 3 months with 2.5% interest.