just went to the website...highest 0.01%pa got la...for 12mths fd lol
but they added "HSBC Premier customers may enjoy a preferential time deposit interest rate of up to 25%* higher than the Bank's time deposit board rates."
meaning u get 25% more from 0.01 lol! mayb this is wat your fren tot it was?

This post has been edited by mIssfROGY: Jun 29 2011, 10:48 AM

NOtes regarding HLB Junior FD & savings

1. If you go to a different branch to open (from your existing JUNIOR savings account), u need to REOPEN a new Junior SAVINGS account for this promo because their system cannot interlink with your old existing account becoz the savings acc is the one that generate a FD account for you.

2. Make sure you go to a HLB branch and not a Previously a EONBANK branch. They can only credit the interest semi-annually instead of monthly. Before that i was asking the staff how come since my existing one is giving me interest monthly, but he kept saying the rules changed for this promo. Lucky for me the branch manager inform me becoz she felt bad and didnt want me to complain before i successfully open the account. She says their system not updated yet....proly in a year's time!

3. BRING your kid's birthcert eventhough you already have an existing account!! They will not accept just MYKID eventhough their leftlet says so! (just incase la...i think different branches diff policy but this thing just made me waste my time going twice!)

This post has been edited by mIssfROGY: Sep 30 2011, 03:45 PM

Ermm.....thing is..they forced me to open 2 Junior kids savings acc due to the reason different branches.
ANyone encountered else this??

Regarding the MYKID.....i did have the MYKID when i tried opening the fd at another branch...they wont let me no matter wat
And you are saying u got no probs?? arghhhhh this HLB problem is their processes are all SCREWED UP!

This HLB made me waste so much time!
1st i went to a EONBANK turned HLB bank....open acc halfway realised the interest is paid semi-annual (they accept the fact that i only have MYKID and didnt bring birthcert, tho they insisted that i bring the cert back another day). So i cancel application and went to a HLB bank, they rejected my application straight becoz i didnt bring birthcert eventho i have MYKID (eventho i already have a junior savings acc & fd with another branch).
Then i came back another day...and they say i have to reopen another Junior Savings acc for this FD promo if i wan to open in this branch @@

yeaps i figured that out...but i already have a junior savings and fd with another branch :/
I asked them to request from that branch, but they say cannot
ANd....the leftlet says Birthcert or mykid

awah which branch no need kid and birthcert?

BTW HOR....the reason i didnt wanna open at the initial bank is becoz they are also very screwed up!
Told them NOT TO follow my IC address coz thats my OLD address........
suddenly letters appear at my old house..... :/ lucky my family still staying there....
Then call customer service to change add, they say need to go branch do.
Ok fine, took leave to do it at branch and made sure they change it.
1 week later called up customer service to check...walau UNCHANGED!! and say i need to go again!!
Arghhh then i complain laa say so mafarn i oredi do it once now u telling me i have to do it again???!! CS told me NOTHING can be done...go back to branch!
arghhhhhhhhhhhhhhhhh fedup....haha

SO this time open at another branch.....sigh, still as screwy.....
maybe its just me....badluck...
if its not becoz the fd and savings is attractive....i wouldnt give a hoot to this HLB...argh!! Cant blif they took over EON>..EON WAS SUCH A GOOD BANK!! now they r screwing EON together :/

sorry....venting anger

Really ahh?? Hmm.....didnt know that.....@@
u sure ahh? Liddat if i change permenant address (lets say if i rent house) everyyear...i have to change IC every year?

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Added on September 30, 2011, 11:49 pmHMmmm.....really not consistent
My visits to HLB so many times dunno worth or not the interest i am getting liddat

Oh btw....the bank clerk asked me 3 TIMES how many years i wanna put....i told her 2 years......
when the printout came....... 1 year!! ARGHHHHHHHHHHHHHHHHH
is it a sign.....

This post has been edited by mIssfROGY: Sep 30 2011, 11:49 PM