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 FD rates in Malaysia, Which bank offer the highest FD rates?

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joey85
post Aug 27 2011, 11:44 AM

~Yeah~
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924 posts

Joined: Dec 2006
From: Kepong
QUOTE(Irresistible @ Aug 27 2011, 06:56 AM)
I have some Fixed Deposit in Account.

a) If I take out the $$ b4 maturity date, do I still get part of the interest ?

b) If the previous maturity date is 12 months, after maturity date, it also AUTO RENEW to 12 months ?

c) can I change the maturity date to 1 month ? (EVEN B4 maturity date). Can I do it at other branches ?
   
d) If I loss the FD slip, can I still renew the FD to other term ?
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a) nope... coz just did it last 2 weeks.. hong leong bank forfeited my interest

b) yes

c) yes u can change even before maturity but interest will burn... i think can do it in other branches... as long as u bring along ur FD cert + IC

d) this one really no idea.. but im sure that if u want to prove that u r owner of the FD ie to draw out or make any change will be definitely troublesome >.<

This post has been edited by joey85: Aug 27 2011, 11:45 AM
joey85
post Oct 4 2011, 02:48 PM

~Yeah~
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Senior Member
924 posts

Joined: Dec 2006
From: Kepong
QUOTE(Joey Pang @ Oct 4 2011, 02:42 PM)
Standard chartered offer 5% but with T&C. n the 5% bonus is based on the incremental amount only if not mistaken. n the min amount in the account is rm3K.
should calculate the total $$ u may get n the capital u have in order to enjoy the 5%.
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i having a savings account in Stand Chart.. name appear in the my online access is "PowerPay" so does it same with the eSave / SuperSalary?

btw... i think the HLB Junior Fixed Deposit also not bad... 4.5% pa for tenure 24months as the minimum placement is only RM1k.. good for those parents want to save some for their children happy.gif

http://www.hlb.com.my/promo/pfs/dep_junior...dex.jsp?s=promo

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