if i have 1million,Which bank offer the highest FD rates for 1 year...
FD rates in Malaysia, Which bank offer the highest FD rates?
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 Aug 21 2010, 07:57 PM
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#1
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29 posts Joined: Jun 2010 
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Aug 24 2010, 02:11 PM
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#2
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29 posts Joined: Jun 2010
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now Affin Bank is offering 3.30%.....
if i put 1m fixed deposit for one year... after a year how many $ can i get? is it? -----> 1000000 x 3.30%= after a year i can get RM33000 any risk on it?does the fd rate will change? thanks for advance... |
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Aug 24 2010, 08:19 PM
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#3
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QUOTE(MilesAndMore @ Aug 24 2010, 03:05 PM) Correct ! but i heard my friend said government will charge? so my final bonus is? <RM33000?The only risk is that when the bank goes bankrupt, you'll only get very little money back that is insured by PIDM. Anyway, you shouldn't worry about this as no bank in Malaysia is going bankrupt. No. It is not exposed any rate changes until is it due to renew next.  |
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Aug 25 2010, 07:54 AM
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#4
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if now i have 1million in my maybank....then i want to put my 1m to affin bank or public bank....i have to buy Cheque at maybank for me to transfer the $ to other bank...than a have to separate the $? if a single Cheque with 1m...government will charge tax?
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Aug 25 2010, 08:09 AM
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#5
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QUOTE(jack2 @ Aug 25 2010, 08:02 AM) Should not be a problem if you did declare income tax. I did 2.5million banker cheque previously but has no problem. why?For FD, it is not advisable to put one piece of 1million into a FD account. |
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Aug 25 2010, 08:25 AM
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#6
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29 posts Joined: Jun 2010
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i think withholding tax is only for company....?
how does it work? if i put 1m in fd,i can get 3k per month after a year... |
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Aug 25 2010, 08:46 AM
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#7
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29 posts Joined: Jun 2010
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if bonus for one year is rm33000 then 5% tax is rm1000+?
can i separate 1m to 10 FD certificate? <---- how it works?10 fd cert with single account? |
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