This look pretty good. Is it a trap ? I hope its not related to unit trust. Btw is there anyone considering foreign FD? Is it wise to buy AUD FD through CIMB? The rate is something like 4.7% but there is small charges when we buy/sell foreign currency. Since most of my FD just pass maturity. Kinda sad to see the interest rate all drop to 2.5%, so i was thinking to shift my fund to other investment.