[quote=MGM,Oct 4 2011, 06:04 PM]
From my understanding you should be getting 5%, but for such an amt it is better you find out yourself from the horse's mouth and let us know.

Thanks MGM. The bank is closed, so I am unable to clarify with CS.
However, I am still hoping someone could shed light on the term "Incremental ADB" as I am quite confused by it. Does it actually mean that the new e$aver account holder still has to keep topping up during the Bonus Period (i.e. Oct till Dec month) in order to earn the 5% Bonus Payments apart from the initial deposit.

I was in StanChart, Dataran Sunway yesterday and I overhead customer service telling customers
over the phone that they would be open this coming Saturday. Those of you who would like to go this
Saturday should call your nearest branch to confirm it.

Yes if you close within 3 months they will charge you Rm20, so it is better for you to close the account after 3 months.

I just opened an e$aver account with StanChart with a MBB banker's cheque on Oct. 5 (Wed) but
there was still a float and was not considered as same day deposit. The banker's cheque was
apparently cleared only on Oct. 7 (Fri). When I logged in to check it showed a 'O' balance on Oct 5
and Oct 6.
Btw, MBB did not charge me for the banker's cheque.

SuperSalary is an account where you credit your monthly salary and earn interest as well.
In Singapore it comes with a MasterCard debit card, a chequebook and monthly statements.
I am too sure about StanChart Malaysia, do enquire at SCBM.

e$saver is a savings account that earns high interest.

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Added on October 8, 2011, 10:17 pmI had checked online on Oct 5 and Oct 6 and I saw a zero balance on both days, but when I checked
again yesterday Oct 7 it showed my deposited amount. I think there is always a 1-2 day float for
Savings Account cheque deposit, whereas for FD it usually starts on the deposit transaction date.
I presume I will only earn interest starting Oct 7 upon cheque clearance.

This post has been edited by nomen: Oct 8 2011, 10:17 PM

I opened my e$aver Account on 5/10/11 with a Banker's cheque. StanChart had just sent me a
Statement dated 05 Oct 2011 and showed the CLOSING BALANCE on 05 Oct 2011 as 0.00,
so I suppose my transaction date was 07 Oct and not 05 Oct since the Statement confirmed a
zero balance on 05 Oct 2011.


PS

MGM perhaps you should log in to confirm your account balance on when your cheque was cleared.


This post has been edited by nomen: Oct 10 2011, 06:53 PM