Sorry, I do not quite understand.
Can you give one example?

The above policy applies to exiting customers only.
Existing customers will get 5% interest on each month top up of each single deposit only, not
flat 5% rate for 3 months of total deposits.

For example, exiting customer A makes a deposit for 3K in October, then a 5% rate for 3K will pay to existing customer A.
Then, existing customer A makes another deposit for 4K in November, a 5% rate for 4K will be paid; but the 3K deposit made in
October previously will not get 5%.

For new customers, they can make deposits anytime (or top up) during October only.
New customers will get flat 5% interest rate for 3 months from October to
end of December 2011.

Interest will calculate on daily basis.

This post has been edited by BoomChaCha: Oct 4 2011, 07:45 PM

I called Standard & Chartered customer service at 1-300 888 888 for few times,
they confirmed new customers can only top up during October period only.
New customer will get flat 5% rate for the total deposit for 3 months which will calculate on daily basis.

Existing customers can top up from October to December.
Existing customer will get 5% rate based on each monthly particular top up. Existing customers will not get
flat 5% rate for 3 months from October to December.

This post has been edited by BoomChaCha: Oct 4 2011, 08:17 PM

All banks' FDs can uplift or withdraw on the maturity dates, except holidays.

I usually withdraw my CIMB FD on the maturity date, interest rate pays on accurate amount.
But my CIMB FD statement is on a paper (deposit and withdraw via bank counter, a traditional type),

UOB Promo Update #1 : from 1 Sept 2011 to 30 Nov 2011 -- Minimum 25K

(1) 3.5% for 6 months
(2) 3.3% for first 2 months, 3.6% for 3rd month (average is 3.4% per month)
(3) 3.6% for 9 months


UOB Promo Update #2 : from 7 Oct 2011 to 31 Oct 2011 -- Minimum 10K
3.8% for 12 months