Similar situations happened, signed bank offer letter, haven’t sign s&p yet. Agent told me to pay the legal fees n stamp duty if I cancel it. Is this true ?
Cancelling loan from bank after sign offer letter, S&P haven't sign. Any penalty?
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 Jul 7 2018, 05:11 PM
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19 posts Joined: Jul 2017 From: SG,AU  
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Jul 8 2018, 03:55 PM
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#2
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19 posts Joined: Jul 2017 From: SG,AU
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QUOTE(BEANCOUNTER @ Jul 7 2018, 09:01 PM) Paying stamp duty for what doc? Hi, my lawyer suggest me to talk directly to the s&p lawyer n I did so. He said will stop all the doc & pay them the processing fees which is about 600rm. And for loan side I already talk with the banker, will write a letter to waive off the penalty. The agent just trying to scare me.Let yr agent know you will report his real estate licence holder to authority if he or she persist?  |
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Jul 9 2018, 09:41 AM
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#3
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19 posts Joined: Jul 2017 From: SG,AU
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QUOTE(Rudd @ Jul 9 2018, 12:07 AM) if bank LO state like this, then I need to pay only RM1100 to bank if i cancel loan now since laywer already involved? cannot see ur attachment....1.loan agreement already prepared by lawyer. i have not yet sign. 2.SNP/SPA still in progress between developer & another lawyer and developer ask me to sign loan agreement first. https://i.imgur.com/XQ0Z80l.png |
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Jul 9 2018, 10:19 AM
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#4
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19 posts Joined: Jul 2017 From: SG,AU
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QUOTE(dragonnite999999 @ Jul 7 2018, 08:36 PM) Read up your bank offer letter at cancellation clause. As far as i know, there are penalty for conventional loan but there are no penalty for islamic loan. for legal fees, if lawyer has prepared the agreement half way, maybe lawyer can claim from you the preparation fees. For stamp duty, your offer letter already stamped? if yes then maybe lawyer can claim the stamp duty fees from you but i doubt lawyer has sent for stamping as usually lawyer only stamp ur documents once received payment from you. Hope this help and i provide u the correct info I applying for islamic loan, this is the t&c https://www.rhbgroup.com/~/media/images/mal...annexure-1.ashx I'm unable to find any cancellation clause in this..... |
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Jul 12 2018, 04:47 PM
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#5
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19 posts Joined: Jul 2017 From: SG,AU
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Tried to email rhb cs, they ask me to look for the banker who process my loan. text that banker and no response. Call branch no pick up, is there any other way for me to reach them? do anyone have contact for rhb damansara jaya branch?
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