Seem a lot of choice, don't know how to choose

Public Islamic Dividend
Public Growth Fund
Public Saving Fund
Public Bond
PB Indonesia Balanced Fund
Public Focus Select Fund
PB Fixed Income Fund
Public Strategic Bond Fund

Bond not effected by market right ?

How to choose ? which one can RI, DDI ( SI ) ?
Difference between annual income and Distribution ?
What is YTD ?

I'm new to unit trust. Appreciate for any guide. Thanks.

This post has been edited by wacrop: Sep 2 2011, 04:40 PM