i have improved the Edu/Retirement spreadsheet with
a) 2nd child education
b) yearly savings
Public Mutual v3, Public/PB series funds
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Sep 22 2011, 08:19 AM
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#1
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All Stars
12,268 posts Joined: Oct 2010 |
Wong
i have improved the Edu/Retirement spreadsheet with a) 2nd child education b) yearly savings |
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Sep 22 2011, 08:34 AM
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#2
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All Stars
12,268 posts Joined: Oct 2010 |
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Sep 22 2011, 09:04 AM
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#3
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All Stars
12,268 posts Joined: Oct 2010 |
Lets see
Try and see whether its ok........ Attached File(s)
Children_s_Education___Self_Retirement888.zip ( 8.53k )
Number of downloads: 58 |
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Sep 29 2011, 08:20 AM
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#4
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All Stars
12,268 posts Joined: Oct 2010 |
QUOTE(wongmunkeong @ Sep 29 2011, 08:15 AM) Heheh - bro, i got a buddy believe "sky falling" since 2007 and until now "sky still falling" for him. Perma-bear fellow - sure to get it right 50% of the time but he missed out big on the 1st Qtr 2009 to 1st Qtr 2011 run. Of course, he also "missed out big" on the 2008 fall too So how do you address your cash position?BTW, i read in some books, if one were to "miss" the big falls AND the big jumps in equal numbers of time, one would actually be better off leh. So much for "always staying invested" theory. Anyone simulated this with KLCI historical index before? Bearish- how much cash? Bullish - how much cash? Neutral- how much cash? |
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Sep 29 2011, 08:40 AM
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#5
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All Stars
12,268 posts Joined: Oct 2010 |
QUOTE(wongmunkeong @ Sep 29 2011, 08:35 AM) Er.. distribution/bearish, or me, some cash move from stocks to shorts for KLCI index futures but equity funds move only to bond funds coz I don't want to pay the service charges for equity funds again when getting into equity again. How do ya short the KLCI?Vice-versa during recovery & accumulation trend. |
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