A lot of people seem to have investment in Public Mutual Bonds Funds (PB Bonds and all). But somehow I have none. Haha! The only one I'm holding is only AmDynamic and Hwang Select Income.

Still trying to surf around and learn.

This post has been edited by dewVP: Mar 6 2012, 10:13 PM

Ah, yes. I did read about that as well. FSM is another alternative too. My UT investment I did all through HSBC.

I thought beside from the convenient reason, Public Bonds Funds have better returns. So I'm looking around.

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Added on March 7, 2012, 11:01 amSpeaking of which, I'm aware Dynamic is a fixed income fund. But somehow feel weird about the sound of it. Dynamic returns % every year is not fixed. But no idea why it's categorized as Fixed Income fund.

This post has been edited by dewVP: Mar 7 2012, 11:01 AM

HMMM, now that you mentioned. Ha! But yeah, u get my point.

Thanks, guys. Btw guys, is it advisable to throw some money inside REIT compared to topping up my Dynamic?

kucingfight did adviced me to top up Dynamic when I asked whether to top up Dynamic or find a new bond funds to invest.

What about REITs then?

And why is that?

Sadly we will never know how will the market be like when we buy.

Mind sharing what you meant by 3 stages? Would appreciate it loads.

So far my portfolio is 60/40. Ha!

Let pink spider zha... That's why removed.

Sorry all investors, including punk spider

This post has been edited by dewVP: Mar 20 2012, 03:25 PM

Guys, lately one of my bond funds just declared .02Cents interim dividend. Highly likely another 2cent for final. Which is around 6% annual return. Not planning to invest in equity fund as I prefer to do my own share investment and it yield higher return than equity fund too.

What type of other UT can I consider that have higher return, apart from equity fund...

Asking of distributions, between bond fund and equity fund. Is the distribution same?

I mean the bond fund distribution will not affect your total investment value. Just the unit. In equity fund, is it the same as bond fund OR it's like share (ie: interest/return)- meaning, even if we CHOOSE not to reinvest the distribution, equity investment value stays the same (which is not in bond fund case).

I'm starting to be a little confused.

This post has been edited by dewVP: May 8 2012, 10:03 AM

Yup. Why not? During your initial investment of each fund, they ask you that question. Although I'm sure most of the people would reinvest.

So back to my initial question.

Hi again. Equity fund this time

Hope all is good over there with the rest of the guys.

What's the diff between PM and PB? To be clear,
I don't have any public bank account. Only maybank.

So what I need to do now?