Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Public Mutual v3, Public/PB series funds

views
     
Violet Ling
post Nov 26 2011, 04:58 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(dexterming @ Nov 26 2011, 02:19 PM)
Well, the exam is mostly on basic stuff. So achieving >70% should not be a big issue. smile.gif
*
How many classes we must attend before taking exam?

Can we be agent for two different unit trust company?


Violet Ling
post Feb 20 2012, 04:19 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(xuzen @ Feb 18 2012, 10:02 AM)
Yes, I totally agree with you. If you take a look at the 4th Qtrly Review Y2011, many Pub-Mut funds are below benchmark. Hellooooooooo, what the f#ck! We pay you 5.5% + 1.5% to under-perform the benchmark kah? We sor-chai ar?

Good-bye Pub-Mut, hello FSM.

Xuzen
*
Wait...wat is the 1.5% for?
I thought PM oni charge 5.5% nett...no?
then total = 7%? shocking.gif
Violet Ling
post Feb 20 2012, 04:23 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(David83 @ Feb 17 2012, 09:35 PM)
1st promotion was 2%. Then, 1.5%. Now revert back to standard 2.5%.
*
If I have CIMB online saving account...can i buy from there?
This standard 2.5% apply to all equities fund or newly launched fund only?
Violet Ling
post Feb 20 2012, 04:30 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(David83 @ Feb 20 2012, 04:27 PM)
You have to open a UT account in CIMBClicks. After that, you can buy fund from CIMBClicks by deducting from CIMB saving account.
*
Got it!! 2.5% for all funds? smile.gif
Violet Ling
post Mar 1 2012, 03:15 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
Advice Needed - I am thinking to switch out all equities to bond fund today after seeing several days of uptrend. And with KLCI hitting quite high..almost 1576 points today, I have a feeling it might go down tomorrow onwards to immediate support level of 1560 points. What you guys think??

Switch to bond funds today?
Or just let it be there(in equities)??


Violet Ling
post Mar 1 2012, 03:28 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(Pink Spider @ Mar 1 2012, 03:17 PM)
UT is for long-term

Your thoughts is like...trading shakehead.gif
*
Yes I understand you...
But if know the trend going downwards soon(imo), why don't we protect our investment $$?? And only buy back those funds cheaply(after going down)? smile.gif


Violet Ling
post Apr 27 2012, 12:51 AM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(kparam77 @ Apr 26 2012, 10:45 PM)


After minus the SC from the capital, the balance will invested to buy the units as per below;

RM10550 - RM550
= RM10,000


*
Are you sure?
Should be RM10,000M - RM550 = RM9,450

Can't believe as UTC, you gave incorrect info..
Violet Ling
post Jun 9 2012, 05:29 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
I understood that if we invest our EPF to buy UT, is 3.5% for PM...May I know how much from this 3.5% will go into agent commission?
Violet Ling
post Jun 9 2012, 07:50 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(kparam77 @ Jun 9 2012, 06:16 PM)
its 3% only... not 3.5%. agents commision lower than 3%.

why u need tis info?
*
is agent commision same for both direct investment and EPF investment?
just curious..
Violet Ling
post Jun 10 2012, 01:05 AM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(jonproperty @ Jun 9 2012, 10:21 PM)
if u want RM700 or RM1000, or even RM100,000 a month, can also. just customize a good plan for u, depend on how much u can DDI in every month.

the RM500 per month is just a guideline for anyone that do DDI RM500.
*
if one time LUMP SUM(not DDI), are you able/confident a return of at least 1% per month??
eg 100k lump sum; return of 1k each month..
if yes, i interested..
Violet Ling
post Jun 11 2012, 11:40 AM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(jonproperty @ Jun 10 2012, 11:59 PM)
I m investor in UT myself, and that 3% across 8-10 years, how much is it per year, vs what u will gain (8-25% + compounding interest)?
If anyone have that mindset of losing 3-5% when investing in equity fund, UT is not for you. Buy share.

Like i said before, i will not share it here. There are many competitors, will u share ur secret with competitor?  laugh.gif
If i can prove that to you when meet up, prepare to do DDI will ya?  biggrin.gif
*
seems to me you are talking about endowment plan..
where got UT, DDI certain amount for xx years, then got certain amounts back for xx years..that is endowment rite?
Violet Ling
post Jul 4 2012, 11:42 AM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
if i switch my fund to another fund which is going to declare gross distribution soon(eg: next month), will i be entitle distribution?


Violet Ling
post Jul 4 2012, 02:39 PM

Getting Started
**
Junior Member
177 posts

Joined: Oct 2011
QUOTE(kparam77 @ Jul 4 2012, 12:11 PM)
yes.. distribution calculated base on how many units u r holding. not when u bought it. even if u switch 1 day before the FYE, u still entitle..... if any.

why u want to switch to the fund? is it because the distribution?
*
yes i want switch because of distribution. i kinda beginner in this. so it is a wise thing to do?
lets say my fund A got RM10k with NAV 0.2500 , after distribution how much i get? assume the gross distribution is 2 cent..



Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0601sec    0.59    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 01:05 PM