Paid those professional fund manager so much fees, still losing ?
They're not selling to protect your capital bcos its your money not their money. Share value drop and still charging management fees doing nothing , keeping asking you're top up, average down so that there is more capital to charge 1.5%, sooner or later almost all your capital will be eaten by them

Long term? until when? invest 1 year all the syiok sendiri profit suddenly disappear, capital also become less, so now start all over again? all the fees paid consider donation? if every 3 years like this, when can fatt tat? become FM better laa making money not making still charging management fees. FM use mouth water, other paid with hard earn money

soorry i dun think is good to put sands into ppl rice bowl, they have family to feed

i suggest the best defend should be like "its you that give the money to us to manage, how we manage the money it your risk"

So now all the unit trust fans thinks FD is better, all a year talk tok sing siong about dividends now unit price back to Aug2010? From now onwards day and night worrying not thinking how to recover the profits, but thinking how to recover the capital?