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 Public Mutual v3, Public/PB series funds

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Felice821
post Sep 7 2011, 02:46 PM

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Last 3 months I bought Public Mutual using EPF for below fund.

P.Ittikal
Public Saving Fund

Now, I can withdraw another 8k from EPF. I decided to invest 2 funds, but having hard time to choose between the below funds. Opinion..or any other fund worth to choose this time?

PUBLIC DIVIDEND SELECT FUND
PUBLIC ISLAMIC DIVIDEND FUND
PUBLIC REGULAR SAVINGS FUND
PUBLIC SMALLCAP FUND
Felice821
post Sep 7 2011, 03:15 PM

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QUOTE(wongmunkeong @ Sep 7 2011, 03:07 PM)
U sound like a "mutual fund collector" tongue.gif Well, better than a bag or shoe collector for wealth building purposes i guess  laugh.gif

Seriously though - what's your plan? aim? entry/exit rules? reasoning to buy previously and now?
If no cohesive plan, then maybe any equity fund do-able via EPF would seem to be good enough.

I'll play the devil's advocate for now tongue.gif - PAGF & PSSF.
Reason: Works well for my own entry & exit rules
+ check out PAGF's 10 & 5 yrs' performance (top 25%tile for PB/PM i think) VS it's 3 to 1yrs' (top 50%tile for PB/PM i think) ending last week.
+ PSSF's 3yrs & 1yrs performance (top 25%tile i think)
I posted these stats earlier somewhere in PM V3 thread - look for it.
*
Since the money sit in EPF cant do anything... I just withdraw and buy something lor.. rather than use my money to buy .. ahhaha

entry & exit rules ? I believe no for me, as I didnt plan to withdraw it, as it will going back to EPF account ...
Felice821
post Sep 7 2011, 03:24 PM

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QUOTE(wongmunkeong @ Sep 7 2011, 03:21 PM)
My bad - fleshing out Entry & Exit:
Entry - as in DCA, Lump Sum, VCA, Trend following etc
Exit - as in SWITCH from Equity funds, to Bond funds XX% or 100%
WHEN Trend hits xxx, Transaction net profit hits xx%pa or yy% if less than 1 year (abnormally high), etc.

Of course dont lar redeem and then incur another 3% when U go back into Equity funds from EPF  doh.gif
*
Hahaha..Oright! Anyway, NO as well for entry & exit. Don't even know how to evaluate all that.
Felice821
post Sep 10 2011, 10:16 PM

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QUOTE(kparam77 @ Sep 7 2011, 02:56 PM)
smallcap not for epf scheme.
the rest ok. i hv this 3 in my epf shecme. still holding without switch to BOND yet.

u can go for this 3. but thnik first either hold in bond and later switch or just go for it.
*
This round I choose neither one of them. I ended up invested in PIF and PIX.

Maybe next round I will re-consider, or re-invest back the same fund.
Felice821
post Feb 16 2012, 11:17 AM

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Need some advice. It's time for me to withdraw another round of EPF for PM. I wonder which fund is OK to go for it. I'm currently holding:

PIX
PIF
PSF
PIttikal

Should I reinvest back to the same fund or invest into new fund? If invest into new fund, what fund is good? I got in mind but donno how feasible it is.

PBF
PGF
PAGF
PDSF
PSSF

Btw, I got PIttikal holding, can I re-invest it since it's not open for investment but it's under EPF scheme. And also if I did not perform DDI last time, can I start DDI for those is not open anymore?
Felice821
post Feb 16 2012, 06:11 PM

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QUOTE(kparam77 @ Feb 16 2012, 06:07 PM)
im holding my epf top up and my clients too. market 1500++. waiting for GE, it may down. i think not the good time for top up now in  equity funds. bond can for temp.

even for ddi u can wait abt 6 months to start.
*
My next cycle of EPF withdraw is early March .. so you guys recommend that hold it and wait till after GE only invest??

kparam77 : can you PM me more details as I would like to change agent for now onwards as my current agent did not give me all the info and not advising me ..

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