it is already taxed so i think there is no need to declare for income tax purpose.

It is not really a good idea to time the market. But i think one should have a proper asset allocation and it depends on your risk preference too. Myself prefer conservative portfolio at the mean time.

Dont time the market. Let the market run by itself. If got big drop, invest. If keep going up, it means you are buying at a higher price. Currently the CI kinda high. Defensive portfolio like 60/40 bond to equity not bad. Or more kiasu abit 70/30 depend on your risk appetite.

How are you guys portfolio at the moment in public mutual? At the moment i am on 15% equity 85% bond. Low on equity because just did some profit taking activity last 2 weeks for october-February market.

Equity fund i am holding
Public far east select
Public natural resources
Local funds about 4 of them not much.(about 25k total)

Looking for my entry point which is the next bearish market.

Bond funds i am holding
Public sukuk
Public strategic bond fund
Public fixed income fund

So that we can buy at a cheaper price.

That is why you need proper planning at which points to enter. Not lumpsum. I myself divide it to 3 stages. And must have a portfolio that suit yourself too. How much % allocated in equity and bond.

Okay i give u an example. KLCI now is 1578 and you have 100k in bond

Divide it into 3 stages, that would mean 3 entry points. The purpose is to spread the risk in case the market is still dropping. We cannot buy at the lowest price but possbile to buy at low price.

First stage, when the market drop to 1400 points, put in 40k

Second stage, when market drop to 1250 points, put in another 40k

Third stage, when market drop to 1000 points, put in rm20k( by this time you maybe got more cash in hand already, so maybe can put more)

This is just example. Which point to entry is subjective to your own risk appetite.

You should have top up a little bit yesterday since there is 1.5% drop on KLCI

No. If you buy today, the NAV you bought will be shown tomorrow. Today NAV in PM is yesterday one.

I still wondering why PM doesnt offer bearish market fund like other countries to short KLCI futures or companies stock.

Which fund you invested on? What is your asset allocation?

Target between 10-15%? using cash or switch from bond?

It is not possible unless market forever up. Plus it is not guaranteed.

Hi jonproperty, i assume you are an agent. Do you mind to share what kind of entry and exit rules do you advise for your client? We got master wongmungkeong to share his ideas and if you glad to share yours, it will be beneficial to the readers. And the best part, we might be able to combine the ideas.

Public regular saving fund
3 years 58%
5 years 42%

most local funds perform like that. So for passive investor, it is good for them to invest for long term. But from there they wont learn anything it is like dumb in money and wait for it to grow.

A real investment should have minor and major adjustments depending on the markets. The above scenario is the best example to show that longer doesnt mean better. But it still shows that UT does generate money over long term. Infact some bond perform around that with much much lower risks.

Hi guys, i am curious how you guys track your own investment portfolio? Using excel or using some softwares?

Sigh. This year market is so bad. My funds value almost the same since 6 months ago. Bond up, equity drop and finally no loss no gain.

Anyone want to top up smallcap before it never reopen again?

This post has been edited by mois: Jun 21 2012, 04:22 PM

How much you earn this year? My portfolio only gain like 4-5% since january.

I wonder why those underperformed manager didnt get sack for their poor performance? I mean, these fund managers might have CFA and a floor full of analysts, yet some street investors can perform better than that?

23k real loss or paper loss? Which funds make u loss so much?