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 Public Mutual v3, Public/PB series funds

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Kaka23
post Feb 11 2012, 12:33 PM

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Hi.. Anybody know if Public Islamic Sector Select Bond fund is open for EPF investment?

Do you think it will close for Cash or EPF investment?
Kaka23
post Feb 14 2012, 10:06 PM

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what is fpx?
Kaka23
post Feb 16 2012, 06:00 PM

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market drop slightly past 2 - 3 days... with news of Greek debt worsen, sure will drop further..
Kaka23
post Apr 6 2012, 08:40 PM

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QUOTE(mypetridish @ Apr 6 2012, 07:02 PM)
guys, the reason felixwang is not answering most questions is that UTCs are not supposed to advertise on the internet. Advertisement include talking about it, including its good and bad.

Things like what kparam77 has done is a big no no and if reported to FIMM he will get his license suspended. He is threading in dangerous waters.

Felixwang is probably an Agency Manager or a Group Agency Manager, he does not need to steal clients since he probably have hundreds of them.

Recruiting online, however, is ok.

What they usually do is have a short private discussion and later on set up an appointment to talk more about it.

Consult your unit trust consultant, or if you need to know more just set up an appointment with them.
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Is there any written black and white about this?
Kaka23
post Apr 7 2012, 09:21 AM

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QUOTE(mypetridish @ Apr 7 2012, 09:50 AM)
He is recruiting online, which is ok.
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The signature is more like promoting public mutual...
Kaka23
post Apr 7 2012, 09:23 AM

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QUOTE(overruled23 @ Apr 7 2012, 09:34 AM)
why is that david? care to explain a bit more pls. want to know what your thoughts are at
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To me I think it is more about the 5.5%. Unless you have a good UTC that help you and advise you on your investment, then why not giving 5.5%.
Kaka23
post May 18 2012, 03:30 PM

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waited for like more than 1 yr for my fund to climb to + percentage, but it takes like only one week or more only for my funds to go into red... i hate it man!!!!
Kaka23
post May 18 2012, 04:59 PM

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QUOTE(mois @ May 18 2012, 04:39 PM)
Which fund you invested on? What is your asset allocation?
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In PM, currently only invest in equities
- Alpha40
- Smallcap
- Ittikal
- Focus select


Added on May 18, 2012, 5:01 pm
QUOTE(wongmunkeong @ May 18 2012, 05:07 PM)
goodness.. another repeat of Jul-Sep 2011, when Greece gave us the bugaboos, again?
OR
perhaps even worse since Spain's in the game too now..

Hehhe - no down, means no value fishing.
Happy fishing.  notworthy.gif

PS: Last round this happened, KLCI dropped about 15%+/- from it's maximum.
Just to share a gauge if U are interested.
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Not enough bullets for fishing la.. got a fund which is -29%, can see only but now no bullets to average down!!!

This post has been edited by Kaka23: May 18 2012, 05:01 PM
Kaka23
post May 22 2012, 12:22 AM

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QUOTE(kparam77 @ May 22 2012, 12:51 AM)
NO


Added on May 21, 2012, 11:53 pmMUTUAL GOLD SEMINAR 2012



We wish to inform that Mutual Gold Seminar 2012 will kick off in Ipoh on

16 June 2012. Details of the Seminar are as below:



DATES VENUE

16 June 2012 - Ipoh - Impiana Hotel



23 June 2012 - Penang - Equatorial Hotel



30 June 2012 - Kuala Lumpur – One World Hotel



14 July 2012 - Johor Bahru - Thistle Johor Bahru



25 August 2012 - Kuching – Pullman Kuching



Topics: Stock Market Outlook

Stay Young Stay Healthy



http://www.publicmutual.com.my/MutualGold.aspx
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Not gold status bro... Hehe

Kaka23
post May 29 2012, 05:47 PM

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QUOTE(sovietmah @ May 29 2012, 03:15 PM)
PCSF released in 2007, that time china share at its peak.
Looks like china share never get back to the shape.

i have a friend invest 100K into pcsf at 0.25, burned bout 40K, and switch out.
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I think he is rich guy... dare to switch out even burned 40K
Kaka23
post May 30 2012, 03:43 PM

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QUOTE(Malformed @ May 30 2012, 04:22 PM)
I'd like to ask, is buying funds online easy for PM? Since I am currently using SI to automate the process, I do not know of the online procedure.
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I can say it is quite easy for me...
Kaka23
post Jun 4 2012, 10:52 AM

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I think 5.5% is high.. try using a projected return/compounded interest calculator to have a feel.

5.5% in 5, 10 or 15yrs VS 2-3% in 5, 10 or 15yrs.. make a huge difference..


Kaka23
post Jun 4 2012, 11:05 AM

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QUOTE(Malformed @ Jun 4 2012, 11:58 AM)
Calculated before tongue.gif Thinking about the pain. If a UTC purchases the fund for himself, he skips the SC right?
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I think the UTC will still have to pay a percentage of SC, not definitely not 5.5%. They will be charge 5.5% upfront, then get back a %-tage back as commission. So they pay less SC.

Correct me if I am wrong, coz I am not UTC.
Kaka23
post Jun 5 2012, 11:23 PM

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QUOTE(jonproperty @ Jun 5 2012, 09:27 PM)
sharing only..

i only advise my client to exist at minimum 10 years time. If possible, exist only when u need money or use it for retirement. let the compound interest grow. that's the power of UT. the longer u keep, the richer u r.

to entry it's plain simple. Set a target, i will let u know the gap u have to ur target vs what u plan to invest in, have common understanding of your goal, invest with either EPF or lum sum, or DDI depend on ur financial capability. anytime is a good time.
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I think timing of enter and sell does play an important role. Just that nobody can predict when is the good time. But we try to avoid bad times to enter based on market situation... Or do DDI


Added on June 5, 2012, 11:25 pm
QUOTE(jonproperty @ Jun 5 2012, 09:54 PM)
U don't know the power of compounded interest? google it.

invest smartly.. with right strategy, almost impossible to lose money in UT. r u losing money? let me know ur profile and i make u earn money for next 10 years? is that a deal?  icon_idea.gif win-win.

invest 6 years with every month DDI RM500 ringgit, on 7th years u can withdraw RM500 for next 20 years. No joke, i show u the fact. Result speak thousand word. Detail investment secret? when we meet up, i share with u.

like some told me they invest in property, said lose money, but many other investor, earn money. Depend on where u invest, how u invest, and what strategy u have.
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How many percent compounded you are referring in order to get monthly rm500 for next 20 yrs?

This post has been edited by Kaka23: Jun 5 2012, 11:25 PM
Kaka23
post Jun 10 2012, 04:57 AM

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QUOTE(Violet Ling @ Jun 10 2012, 02:05 AM)
if one time LUMP SUM(not DDI), are you able/confident a return of at least 1% per month??
eg 100k lump sum; return of 1k each month..
if yes, i interested..
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I don't think anybody can be confident on this.. If they want your commission, they will say yes. But in the end if not achieve or lose money, they will say investment has risk.. So better do your judgement and believe only reasonable agents, not those that promise high returns.
Kaka23
post Jun 11 2012, 02:35 AM

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QUOTE(jonproperty @ Jun 11 2012, 01:03 AM)
lump sum in UT may not be a good strategy. i seldom ask my client to do lump sum. risk is higher.
it is not buying share.
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You didn't reply Violet's question if she can get interest of 1k per month if take the risk invest 100k lump sum...?
Kaka23
post Jun 17 2012, 09:58 PM

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QUOTE(debbieyss @ Jun 17 2012, 07:47 PM)
Don't understand the percentage here:
PRSF - 100% allocated localy.
PSF - its 70/30%
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I think kparam idea is good, switch to bond first as current equities is on high side. My opinion dont switch out all, keep 10 - 20% remaining in PSF.


Kaka23
post Jul 16 2012, 07:23 PM

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QUOTE(debbieyss @ Jul 16 2012, 08:03 PM)
Can someone tell me honestly, why would Public Mutual chooses only 8th and 18th of the month open for DDI?
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Gawd knows.. any insider information from others?

Maybe ppl will tend to get salary end or begin of the month. So they choose 8th or 18th in order to capture more sales when ppl still having the money. Also "8" is wealth in chinese. PB chinese own ma... haha. only my crazy opinion.

Well.. UOB bank can let you choose any date of the month to do DDI.

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