CPF account get min 2.5% interest, protected from creditors and you can use it to for investement too ( with investment charges).

Not necessary putting into Malaysia's FD will do better than SG's FD. Due to interest rate parity, higher FD rate in MY than SG might be balanced with depreciation of RM against SGD.

Correct...correct...that why lots of ferrari, porsche and lamboghini either turned turtle or engine burnt while on the road in Singapore.    The moment they speed up, the next need to jam brake already.....

I reckon 99% of sports car buyers worldwide are buying those cars for looks and nothing else.

If they buy to show them off, do you have a problem with that?

Me now work in an investment bank. Yah, agree that Malaysian will face a lot of competition with Chinese and Indian migrants in Sg for jobs. Have been trying to apply jobs in the first few months after received the EPEC, but I got a job offer from the bank in KL and later start to be very busy in work so I put aside my job search in Sg.

Then I received the reminding email from the MOM and sparked my interest to search job in Sg again, maybe this time I should have come and stay in Sg directly since I am permitted (with EPEC) to stay in Sg for 12 months.

Yah I know, I just shorten some of the procedure such as getting a sponsor to assist me for the long term visa application, but that shouldn't be any problem since I got relatives and friends who are either citizen or PR staying in Singapore and they agree to be my sponsor. Now the only thing that stop me is find a job in Sg loh, but I am kind of lazy of walking out from my comfortzone now, anyway will try to apply Sg jobs again this week from jobsdb, jobstreet and efinancier.

Old dogs not learning new tricks are excuses. 

It's better off for him to remain in KL as he can't cut it in a more dynamic environment. 

Which is why Malaysia remains a 3rd world backwater as it's filled with people like them.

Not really true, they have lots of money sucker babes......

Nothing wrong with wanting to marry a rich man if the lady is young and attractive.

It only becomes ridiculous when plain jane women insist on having a rich and handsome husband when they are way off the mark by their own standards.

Unfortunately for properties B,C etc, their owners did not bother to check the condition and location of their own properties.  Property A is an Orchard Road penthouse and B, C are 30-year old HDB flats in Woodlands.  Even real-life property owners of said places would not be so dumb as to sell their assets at orchard road prices.  However, these are delusional women that we are talking about and there are plenty of them in Singapore and Malaysia.

Its take more then a year to approve?

the goal post move again,
my colleague came early this year got approve already

Have talked to my friends yesterday during yamcha session about my intention on looking forward to work in Sg. But they sound so discourage because Sg's living standard is high.

I can't agree to them, as if I am getting the same pay scale of KL in Sg, I might save less in Sg due to high living standard in Sg, but after currency conversion I still save more (example save SGD1.5K > RM2.5K). Not to mention that Sg might have lower food and transportation cost than KL, so I might be able to save the similar dollar that I can save in KL and this will at least double my saving. As long as I don't own a car (I don't drive in KL either) and have no intention to be permanently settle down in Sg and buy a high-end condo, the so-called high living standard is not a big deal to me.

Then they turn to the topic that Singaporeans are kiasu so working environment will be daunting. Fair enough, it is working life and every work got its nature of pressure. It is not different from what I am doing in an IB at KL now, I worked more than 16 hours everyday (24/7) for few weeks just to catch the deadline for the submission of an IPO project, and words from bosses will be hard to swallow if works not up to their requirements. Getting double pay with the same pressure, good ? Indeed, I could have more fincial job related exposure in Sg for my future career advancement.

Then we also discussed about the distance from hometown. For me it is also no difference if I work in KL or Sg since I am from Ipoh. Maybe Sg is a little further south than KL, if take bus will take another 3 hours longer only, or I should just take budget flight then. Anyway, I have asked my friend to arrange a meeting with his friend who is now working in UOB out to yamcha on this Sunday (he back to KL for long puasa holiday), hope can find out more from him and pass him my CV.

If looking marketing or advertising job where is the better place to look for except those recruitment website? most of them ignore our application ><

I'm from Ipoh. I have voted in Ipoh Timur in every election since I came of age. My Ipohite compatriots and I have sacrificed everything from a decent tertiary education facility / university (TARC went to Kampar, held by BN, which had no facilities and no talent pool) to a working public transport system to regular trash collection. We've been practically decimated to a community of pensioners and retirees. Where young Ipohites are like Filipino maids and Indonesian workers... forced to journey afar in order to continue studying after SPM and thereafter make a living. Why? To put critical opposition members of parliament into office and send a clear statement to UMNO that the Chinese will bow to nobody. Besides taking a day off every 4 years to go back to vote, what have you done in comparison?

My friend staying at Jurong, travelling to CBD area taking taxi to and fro almost everyday. He still say it is cheap comparing to driving a car. He sold his car and happily taking taxi everyday, like having a driver fetching him here and there everyday. Hard truth is having a car cost much more than taking taxi. Bus is cheaper but longer travelling time.

It's ready to grab some SIA shares guys... and oso Genting shares...

Target price at $10.40 and $1.40 respectively. Any takes?

SIA very volatile, for dividend play maybe can check out starhub / singpost / sph they pay gd dividends yearly ard 5%-6%

reit is not as stable as it sounds. fundamentally it may be stable, but an easy 10% drop in market price, will wallop your 2 year yield. the price of reit is more volatile than ppl theoretically thought reit shd be.

yes, singpost is one good dividend play with more stable price. its price does not move as volatile as reit.

^

but I am not accepted at Pwc although I have someone there(s1) and the HR recruitment is from my univ.

I am not accepted at KPMG although my cousin is working there.

I am accepted by 1500 fortune MNC and work as project cost controller although I am a fresh grad and without knowing anyone there and they have to wait me for 2 months due to I was sending for project in other towns and need to serve 1 month notice..

dun believe what other says unless I am experiencing myself.