Any members here owning a SG car?

Can share what car you got? and how's the installment and downpayment like?, HDB parking rates???, annual roadtax how much? which petrol you pump, SPC, shell, or Mobil?

I heard shell got $10 rebate for every $50 you pump...

Omg.  4.5k insurance is more than rm10k. I don't think Im willing to spend that much.

Talk to your parent or wife (sibling cannot) who have NCD in Malaysia. Ask them to transfer their ncd to you and you cover their higher insurance cost. Mine is ~700+ per year.

I got a 3 yr used family sedan when the new advante
with Coe was selling at 50k. Parking about 70/month. Petrol really depend on individual usage. Servicing is much cheaper if you get familiar with car and know how to source part and services. I believe if you take good care of your car, it take good care of your life. So I spend if I have to.

I resisted getting a car until I really need it. I make it a point to buy the place I stay before buying a car.

Surf the local sgcarmart and the mycarforum for more info.


I didn't know NCD can be transferred from a name to another name. Should have done that, but I used my uncle name instead. 4.5k is because I am 26 and just got the license for one month.

I thought HDB parking pretty standard ? mine is $90 for multi-storey car park. Luckily I got free sheltered parking at work. My insurance now is around $1k down from $2.5 when my ncb is totally zero. Road tax is around $600+ per year. I pump the fuel that I play a part to make, so I'm confident that I'm using the best fuel, got 18% discount as well.

You don't have to "run" to enjoy driving a powerful car.

Going 0->110->0kmh in an Altis and in an Evo is a very different experience. It's not about top speed. It's about the way you get to the speed you want and back. The feel, responsiveness, acceleration, braking, grip, the sound etc... it's just different. I used to go on biz trips for a week or two, and the moment I reach home from the airport, I'd put down my bags, jump into the car and go for a drive.

My guess is that you've never felt that before. Then you will never understand.

Wow....thinking also make me steam....it is like when i drive back kampung, hate to see those cars in front of me and difficult to over take them, n when reach to a trafficlight, i will cut out to the outer lane and then speed up immediately on green light and all left behind.....

I hate driving in singapore, unless its the highway, you cant go more then a 100ft without encountering a traffice light. Much prefer driving on route 66 in arizona, just a long unending road with nobody and no traffic lights to bother me.

Hi guys... Some off topics, maybe some of you can help me..

if people like us working in singapore wishes to apply for housing loan in malaysia, what would be the documents required?

I think some of you guys here should have some experience on this.

Thanks

just did my home loan in May 2011.

documents that i submitted.

IRAS form.. (the BA or smth like that, the doc that show how much tax u pay).
Letter from Employer (to show how long u have worked there)
IC (Malaysia IC)
Work Permit (I low Class worker, so no EP. IF got EP, show EP, If PR, show them ur Singapore IC)
3 months Bank statement (Singapore bank, the salary account statement)
3 months pay slip
FD in Malaysia or SG if you have any (i dun have, so din show), this is optional and it will increase the chances of the loan getting approve.

Yes, but bear in mind that once the extract is generated, the JPJ officer may terminate your license in his system too.

which method u use ? seems to be option 2 is cheaper
i think jpj shah alam is kampung enough

I am a Malaysian by heart. a very Malaysia Malaysian... so i practice our culture when we are back to our own country
nobody is stopping you from becoming a good citizen. But i live to my culture and I will preserve it

On point 1, can give some example? So i can still buy and drive a malaysian car rite?

On point 3, By time i reach 65, can i convert back my SG license to Malaysia license?

Just want to find out if there are any investment broking system that we can sign up as an EP holder that do not need to put in deposit?  I understand that we will need to put in a deposit if we are foreigner.

it still is. any serious ppl wanna do some serious partying/clubbing tonite (Friday) ? seriously, pls give us a beep.

it is just a reference end of a day.
it is still based on real-time the moment one exchange/trade, the volume. a morning before lunch time and after lunch time in the afternoon sometimes, there are huge gap if one pay attention to morning & afternoon trading rates, whole day.

there are many links out there with different money exchanger/banks/etc, samples following:
http://www.xe.com/ucc/
http://www.cimbbank.com.my/index.php?tpt=&tpl=gen_rates
http://biz.thestar.com.my/business/exchange.asp