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 Working in Singapore v8, Tan vs Tan vs Tan vs Tan

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Shinichi
post Aug 18 2011, 11:26 PM

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Thanks for all replies. Another reason to get PR is easier to get job is SG?
If I plan to work here around 5 years, then its not recommended to apply PR?

Aloong:
Other getting than getting ur money stuck in the CPF basically no benefits at all.
bros, since he/she is unsure whether to get pr or not, why waste the quota.

mea05key:
Companies contributes that extra percentage to your CPF fund. Unless you can invest your money and make more money using the money you take home, its better to dump the money into CPF. It helps you save and avoid spending unnecesarily also.

Mackiddo:
cpf is extremely useful if you plan to purchase a HDB apartment.

wlcling:
PR more for those who intend to stay for quite a while... but other than the usual stuff like cpf, medisave, etc... u also get lower tax rates..
http://www.iras.gov.sg/irasHome/page04.aspx?id=1190
Shinichi
post Aug 21 2011, 01:58 AM

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Hey all sorry for slow response and not following this thread that often as I've been busy with work and life...

QUOTE(seantang @ Aug 18 2011, 11:36 PM)
Don't become a PR if the company pays you in cash whatever CPF they would have paid if you were a PR.

Become a PR if the company doesn't contribute CPF unless you're PR.

Extra money is extra money even if you can't touch it until you're 55. Actually getting it in cash doesn't mean that you will (best case) invest it at a better return than CPF can, and (worst case) you could simply blow the money on something useless.
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Sadly my company do not pay me CPF in cash... but I don't think I'll forever work in SG, current plan is around 3-5 years...
For me PR is good if I plan to change job in future...

QUOTE(alaskanbunny @ Aug 19 2011, 01:10 AM)
i are the join companies factories in the malaysia but hq are the in sg

my companies are the 85% malaysians, hahaha, sg citizenians are the only 5%

i think chances are the better cause once on the time got the transfer from msia forward sg

but the pr give good security feeling..  no?

jump are the workjobs are easier, not need the new ep pass i think

cpf are added no tax give the gov, but not in cpf give allowance in cash will get the tax income i think

55 are blink the eyes past, very faster and also cpf are the can use buy hdb, insurance, aberdeen... no needing the 55... no?

also gooding the SRS to no pay the tax... this 1 the friends teaches me if pr... also other the cheats to no or less taxing income

http://www.asiaone.com/Business/My%2BMoney...125-182255.html
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lol, having difficulty to understand the full meaning of your reply but if you plan to work here for short term like 3-5 years, will you apply for PR for sake of job security?

QUOTE(ivanswk @ Aug 19 2011, 09:35 AM)
ah.. sux me still not millionaire yet  doh.gif
i agree on mackiddo in this, can ask what industry u in ?

previously when i was on workpass, my co have a voluntary CPF contribution, mean if i decided to contribute my portion the employer match their share, after a 1 year, i decided to stop as i need the money to roll for my studies.
nowadays they return their portion back to u, ...mean if u have a better use of the money else where then nogo 

with the tightenin of the work pass every year, PR offer comfort thou, if u P1 level then different story
but if u bordeline in WP/EP and in attractive industries, SG gov might oust u out and give the job to the local or PRC local hehe sweat.gif
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I'm in IT industry and borderline of EP... and with current announcement on EP, I'm getting a bit worried...
Shinichi
post Aug 22 2011, 01:36 AM

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QUOTE(seantang @ Aug 21 2011, 08:13 AM)
If it's only 3-5 years, then you'd probably don't want your $50K or so stuck in Cpf for another 30 years before you can get it back.

I just skip his posts, to be frank.

QUOTE(Shinichi)
I'm in IT industry and borderline of EP... and with current announcement on EP, I'm getting a bit worried...
Look, if you're worried your profile is not strong enough for an EP renewal, it's not going to be strong enough for a PR, isn't it?
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Thanks bro. My current plan is not applying for PR while growing my profile so I need not to worry about MOM reject my EP if I plan to change job in future.

QUOTE(deodorant @ Aug 21 2011, 09:23 AM)
Implying which those of us who spam here have no work and no life ...  sad.gif  cry.gif  sad.gif
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QUOTE(Aloong @ Aug 21 2011, 09:26 AM)
Dun worry you are not alone
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Oops sorry I don't really mean it... sweat.gif
Shinichi
post Aug 31 2011, 10:42 PM

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QUOTE(Mackiddo @ Aug 31 2011, 06:20 PM)
anyone going COMEX tmrw ?
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I'm going after work.... planning to get case for my tab...
Anyway HP touchpad selling $126 with GST... but only limit 100 unit per day...
Shinichi
post Sep 4 2011, 02:07 AM

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QUOTE(yeahs4.1 @ Sep 3 2011, 09:58 PM)
I saw Samsung S2 selling at 899SGD at Plaza Singapore Samsung outlet today.

It says today is the last day of the promotion.
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Get it from here instead:
http://mobyshop.com.sg/

$775.00 for local warranty unlocked set....
Shinichi
post Sep 6 2011, 12:07 AM

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QUOTE(alaskanbunny @ Sep 4 2011, 09:39 PM)
lot 1 cck, that's where i always change my $$$

msia still cheaper  laugh.gif

i think about the same kua... back bone still the same provider?

with 50mbps its not the line that's lagging... but the server

evolved from the arcade table... if u go to those arcade they have that game as well.. on a big table, they use it to gamble i think
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I bought my s2 and tab 10.1 from msia too... 2 years warranty someomre... haha...
but a bit regret getting tab 10.1...

Added on September 6, 2011, 12:08 am
QUOTE(Jurlique @ Sep 4 2011, 02:22 AM)
Wah, why so cheap wan? izit an AP set? I think it is warrantied by local shop instead of Samsung or HTC itself.
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QUOTE(seantang @ Sep 4 2011, 10:29 AM)
The FAQ says it's a local warranty. But to be a locally warrantied set, it has to be obtained from Samsung Singapore. However, there's no logic why Samsung would give a much lower cost price to them, competing with the 3 telcos and their own exclusive dealers. Reading their trade in policy where they pay more for trade in sets which are still within the warranty period... my guess is that they refurbish trade in sets that are <1 year old and buy a warranty extension up to 1 year from Samsung when they sell it.
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I think they buy telco set and sell as non-telco set to get cheaper price?

This post has been edited by Shinichi: Sep 6 2011, 12:08 AM
Shinichi
post Sep 6 2011, 10:54 PM

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QUOTE(ivanswk @ Sep 6 2011, 09:00 AM)
why regret on the 10.1 ?? hmm.gif
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Hmmm aside from bigger screen and better batt life... i think S2 can do what 10.1 do too... sad.gif or maybe can give some suggestion to make it interesting? haha
Shinichi
post Sep 15 2011, 10:03 PM

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QUOTE(cute_boboi @ Sep 15 2011, 02:19 PM)
I recall the First Coach (light green ? ) ticket has your name printed on it. And they don't allow to change to another person. Not sure if current rules changed ?
hmm.gif
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I took few times they never validate my identity when collecting tickets...

Anyway I'm thinking to get a used iPhone 4, where can I find the best deal? Hardwarezone? or get from Malaysia instead? Most important is low in price coz want to use as temporally phone until i5 out...
Shinichi
post Sep 16 2011, 11:02 PM

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QUOTE(shoograd @ Sep 16 2011, 03:21 AM)
doh.gif

Wait patiently for the iPhone 5 to come out in a few months la. There are strong indicators that it will be released in the US in early October, so it should hit Singaporean shores by early 2012. Using a basic, non-iPhone phone for a few months cannot die one.
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Erm using s2 now but still find iphone is better (in terms of ease of use, simple setting, and good SQ for an audiophile like me)... since I have a fren interested to get my s2 now so thinking to get a temporally replacement until i5 is out...
Shinichi
post Sep 20 2011, 08:35 PM

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QUOTE(totti 10 @ Sep 20 2011, 08:30 PM)
okay i have collected my EP.
other than bragging right, what are the benefits of holding an EP?

i heard about able to use automatic gate in Singapore immigration???
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Yup for EP you can use your passport to cross auto gate at customs...
Shinichi
post Sep 21 2011, 09:53 PM

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QUOTE(shanelai @ Sep 20 2011, 10:19 PM)
saw your signature that u r using both ip4 and ss SII. Any comment when comparing these 2?
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Hmm my opinion:
i4:
- lotsa apps
- better battery life
- good integration between apps and iOS
- good audio quality
- solidly build
- user friendly UI

S2:
- very good screen
- memory card slot
- slim and lightweight
- slightly poor integration between apps and OS (compared to Apple)
- poor audio quality (with earphone)
- a bit complicated for me (i dont have time to play around with most of its features yet...
Shinichi
post Sep 21 2011, 10:13 PM

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My office pantry only have free drinks like coffee, latte, mocha, capucino, milo, green tea... how i wish they have free food or snacks tongue.gif
Shinichi
post Sep 26 2011, 11:09 PM

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Hi all, need some help on coach recommendation from SG to KL? Budget around $36 or less... I gave up on Firstcoach cause their 7pm bus every Friday is always full... Aeroline is kinda pricey... Grassland have long stop at Yong Peng...
Shinichi
post Sep 27 2011, 07:44 AM

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QUOTE(Lester1987 @ Sep 27 2011, 01:45 AM)
i work with a female boss before this. around early 40s. take good care of me like one of his child.
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It also depends if they are career women or family mother, for career women, they will expect you do work even after office hour.

Added on September 27, 2011, 7:52 am
QUOTE(fbjkl @ Sep 26 2011, 11:20 PM)
where do u stay/work? if u r in west side, try causeway link. $27, not so comfortable, so-so service, it's the most convenient way for me to go back on fri nite as my office in IBP  tongue.gif

u need to book and purchase online for First Coach bus tix 2 months in advance, 12pm mid nite (for fri nite/sun late afternoon). so far it's the best (good service, depart/reach on-time, better traffic in Bangsar then going south to TBS, free one bottle of water & cake/biscuit  biggrin.gif ) and cheapest among all the bus companies.  thumbup.gif
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I'm staying in west side and work at central area. Causeway link, is it with 3 seats or 4 seats per row? Never mind I'll check the website tonight for more info.
How about Five Stars? I checked online, their price is even higher than Aeroline.

For Firstcoach yes I agree they are the best option in terms of price and comfort and service. That's why the time I want to take always full sweat.gif

This post has been edited by Shinichi: Sep 27 2011, 07:52 AM
Shinichi
post Oct 9 2011, 01:28 AM

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Hey all, wanna ask if I moved job internally within a company, will this consider as a job change to MOM? Do I need to get a new pass?
Shinichi
post Oct 10 2011, 08:51 PM

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QUOTE(alaskanbunny @ Oct 9 2011, 07:48 AM)
if the company is a diff legal entity then yes... if not then no, just update new position
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QUOTE(sandy.low1 @ Oct 9 2011, 11:05 AM)
Check with your HR dept, they should be able to give you the right advise.
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QUOTE(Lester1987 @ Oct 9 2011, 11:30 AM)
i did that, and the answer is no. unless u are trasfering to another company. for example,

You are working under Petronas Berhad now. Then they are transferring you to Petronas Carigali Sdn Bhd, then you might need.
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Thanks alaskanbunny, sandy.low1, and Lester1987 smile.gif

Added on October 10, 2011, 8:53 pm
QUOTE(Materazzi @ Oct 9 2011, 08:49 PM)
anybody go gym? moi ish 176cm with 53 kg, eat 3x a day with 3 glasses of milk.nothing change
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I'm 178 & 60. Hope to gain weight too but dont think wanna spend on gym... lol my meals mainly are meat but nothing change... lol

This post has been edited by Shinichi: Oct 10 2011, 08:53 PM
Shinichi
post Oct 17 2011, 08:47 PM

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Any suggestion for credit/debit cards that offer the best "all rounder" cash rebates? Is there better cards than POSB Everyday?
Shinichi
post Oct 20 2011, 10:31 PM

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QUOTE(ctk @ Oct 18 2011, 05:22 PM)
Manhattan card

UOB one card

Citi Rewards card
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Thanks Bro smile.gif
Will check for details of these card.
Shinichi
post Oct 23 2011, 03:04 PM

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QUOTE(Yangz88 @ Oct 23 2011, 11:27 AM)
May I know which bank do you all use here? The account that expat can apply needs to have a minimum 5k in it, else it will deduct $ every month..
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I'm using StanChart Super Salary, no minimum deposit for account opening, no fall below fee, only catch is every month your salary much credit at least 1.5k to the account, its debit card give 1% rebate for all Mastercard spending... its the one and only bank account I have in SG.
Shinichi
post Oct 23 2011, 10:32 PM

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QUOTE(Materazzi @ Oct 23 2011, 03:27 PM)
stanchart ATM is very few right? for 1% rebate for all mastercard spending, can it be used for paying my CIMA study?
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Yes very few, but not a problem for me cause I've planned my budget and when to withdraw tongue.gif
Also with ATM5, you can withdraw from Citibank, Maybank, and 3 other banks (cant recall now) ATM too...
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