I can't agree to them, as if I am getting the same pay scale of KL in Sg, I might save less in Sg due to high living standard in Sg, but after currency conversion I still save more (example save SGD1.5K > RM2.5K). Not to mention that Sg might have lower food and transportation cost than KL, so I might be able to save the similar dollar that I can save in KL and this will at least double my saving. As long as I don't own a car (I don't drive in KL either) and have no intention to be permanently settle down in Sg and buy a high-end condo, the so-called high living standard is not a big deal to me.

Hi guys... Some off topics, maybe some of you can help me..

if people like us working in singapore wishes to apply for housing loan in malaysia, what would be the documents required?

I think some of you guys here should have some experience on this.

Thanks

Hi guys... Some off topics, maybe some of you can help me..

if people like us working in singapore wishes to apply for housing loan in malaysia, what would be the documents required?

I think some of you guys here should have some experience on this.

Thanks

just did my home loan in May 2011.

documents that i submitted.

IRAS form.. (the BA or smth like that, the doc that show how much tax u pay).
Letter from Employer (to show how long u have worked there)
IC (Malaysia IC)
Work Permit (I low Class worker, so no EP. IF got EP, show EP, If PR, show them ur Singapore IC)
3 months Bank statement (Singapore bank, the salary account statement)
3 months pay slip
FD in Malaysia or SG if you have any (i dun have, so din show), this is optional and it will increase the chances of the loan getting approve.

One more thing i realise is that its quite pointless to apply through jobstreet, jobsdb or those website coz 99% of them are ads placed by recruitment agencies. These agencies will the you all the crap about how "you don't have SG experience" and try to lower yr pay expectation. Also these "head hunters" mostly lie and/or hard sell their clients to you which might not be what yr looking for or might not be a fit.

I say since yr from IB, use yr contacts to get a job in SG. I'm sure some of yr collegue or bosses know someone who lknows someone else who works in SG. Use that instead. At least you get a fair deal.

Guys/Gals,
                  http://www.realmendontsleep.com .

Can start checking in already.
.... room ready, food ready, wifi ready
smoke em

No need to show bank statement bah.

never buy any property yet
whats the minimal percentage for a house downpayment
is it depends on the bank/developer?

Guys/Gals,
                  http://www.realmendontsleep.com .

Can start checking in already.
.... room ready, food ready, wifi ready
smoke em

New car COE is 10 years, as the car aged the frequency for car inspection before road tax renewer increse too. At most once a year which cost ~S$100.

before you hit the 10 years mark, you can chose to renew your COE for 10 years or 5 years by paying 100% or 50% of the prevailing COE(average of past 3 month COE). If you renew, then your car is one of those "COE car" else your car will be deregistered and they will ask you to send your car to scrap yard.
bro, the 50k is only for the VW Golf without COE right? check this
New VW Golf
almost RM300k for the cheapest model, like driving a double storey house on the road, one bang on the rear there goes the kitchen I probably buy another house than buying a car when COE is very high... if I have the money to spend.

Have talked to my friends yesterday during yamcha session about my intention on looking forward to work in Sg. But they sound so discourage because Sg's living standard is high.

I can't agree to them, as if I am getting the same pay scale of KL in Sg, I might save less in Sg due to high living standard in Sg, but after currency conversion I still save more (example save SGD1.5K > RM2.5K). Not to mention that Sg might have lower food and transportation cost than KL, so I might be able to save the similar dollar that I can save in KL and this will at least double my saving. As long as I don't own a car (I don't drive in KL either) and have no intention to be permanently settle down in Sg and buy a high-end condo, the so-called high living standard is not a big deal to me.

Then they turn to the topic that Singaporeans are kiasu so working environment will be daunting. Fair enough, it is working life and every work got its nature of pressure. It is not different from what I am doing in an IB at KL now, I worked more than 16 hours everyday (24/7) for few weeks just to catch the deadline for the submission of an IPO project, and words from bosses will be hard to swallow if works not up to their requirements. Getting double pay with the same pressure, good ? Indeed, I could have more fincial job related exposure in Sg for my future career advancement.

Then we also discussed about the distance from hometown. For me it is also no difference if I work in KL or Sg since I am from Ipoh. Maybe Sg is a little further south than KL, if take bus will take another 3 hours longer only, or I should just take budget flight then. Anyway, I have asked my friend to arrange a meeting with his friend who is now working in UOB out to yamcha on this Sunday (he back to KL for long puasa holiday), hope can find out more from him and pass him my CV.

If looking marketing or advertising job where is the better place to look for except those recruitment website? most of them ignore our application ><

Hi all,

I've common room air condition available for rent/ transient at Yishun from 1st September onwards.

Walking distance < 10 minutes to/ from Yishun/ Khatib MRT, Yishun Bus Interchange, eating house, food court, supermarket, Northpoint Shopping Centre, and Golden Village Cinema.

SMS/ Call me 9088 3577 to enquire. Viewing available.

Thanks.

I don't know if this is ok to ask here
Sometimes i wonder u guys currently working in SG
How u guys actually got the job?
Online ? aka jobstreet, monster?
Friend in sg intro or something?
Newspaper?
Temporary stay sg and find job there?
Agent?

mine quite simple actually. I saw job opening from the New Straits Times, send resume, they come to KL interview a few of us. They then get an agent to look for HDB apartment for us who are successful in the interview. we move to Sg a couple of weeks later, our maiden trip there is fully reimbursed, either you take flight, bus or train, they pay us back in full. Then do our medical there, get approval-in-principal letter and start work. I guess Sg companies no longer do that, do they?

better buy

Nissan GTR, very powerful and look stylish, girls willing to piak-piak with u for free